Traveling is not cheap, though there are ways to keep from blowing your entire bank account on a family escape. One of the best ways to avoid busting your budget on a vacation for the entire clan is to be flexible with your travel dates. Doing so will allow you to explore the nation’s premiere cities, such as New York, Chicago, Los Angeles and Washington, D.C. without going broke. Recently, Hotwire.com and USA Today teamed up to pinpoint the perfect times of year to travel to major metropolises for as cheap as possible. They found that vacationing in New York … Continue reading
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It’s just been about a month and a half since many of us have made resolutions for a fitter, healthier New Year. It is also the time that enthusiasm starts to drop off. But there are ways to keep up the motivation. First, reevaluate the goals or resolutions that were made on January 1st. It might be time to tweak them. It could be a matter of upping the ante or facing reality that what you thought could be done isn’t doable. Keep things realistic. Second, put some variety into your fitness routine. It might be time to sign up … Continue reading
How much do you spend on groceries per month? $400, $500, more? Wouldn’t it be nice to chop that bill down to size and still enjoy all of the food that you love? You don’t have to be extreme; you don’t have to be obsessed. All you have to do is follow a few tips and watch the monthly savings add up. Save $50 You can automatically save at least $50 off of your monthly grocery expenses when you make a grocery list. It is that simple! Planning your meals in advance, writing up a list of ingredients you need … Continue reading
Do you think that you are in control of your shopping? You might be surprised. That is because there are a number of sales techniques, from free shipping to coupons that can mess with your head and cause you to spend some serious money without even being aware that it was their idea, not yours. Comparison Sizes Can Trip You Up Let us imagine that your are at the movie theater, standing at the concession counter. You have to make a decision on what size popcorn to purchase out of three sizes, small, medium and jumbo. The medium is probably … Continue reading
Winter can wreak havoc on your skin. The dry air and indoor heat pulls moisture away, leaving us with itchy, irritated, dry and cracked skin. Moisturizer can work, but cheaper versions can make skin worse (most of them have alcohol, a drying ingredient). More expensive versions may do the trick, but you’ll have to slather them on, and the cost can add up over the course of the winter. There are better ways, more economical ways to save your skin this winter, keeping it soft, lovely and healthy. Purchase an Inexpensive Humidifier A humidifier is a worthwhile investment that can … Continue reading
Sure, most of us would love to spend Valentine’s Day with diamonds and a five-star restaurant meal, but meaningful expressions of love don’t have to come with a price tag. Sometimes the most romantic nights cost nothing at all. If you are worried that your budget won’t allow for an elaborate Valentine’s Day celebration, just relax. There are plenty of ways to create a wonderful experience, and show your partner that he or she is absolutely adored. Here are some practical ways to make your Valentine’s Day special on a budget. Spend More Time Thinking Instead of Shopping Really take … Continue reading
If you have been thinking about joining a gym, today might be one of the best days to do it. Many fitness facilities are slicing membership costs right now. Why? Well, there are the initial promotions for the beginning of the year, the time when most people join a gym. Many of these promotions expire January 31, but guess what? New ones should take their place, as fitness centers try to extend the rush of membership to get them through the rest of the year. Here are some of the more popular gyms or fitness centers and the promotions that … Continue reading
One of the ways to save money is by avoiding the expensive cost of breakfast. You may be overspending on this important meal if you rely on convenience items, such as dry cereal, individual oatmeal packets, and store-bought frozen breakfast items, from sandwiches to pancakes. To reduce your spending in this area, consider preparing your own breakfast items and freezing them for later use. This way, you will always have a ready breakfast at hand, no matter how hectic the morning turns out to be. You can approach preparing freezer breakfast items in at least two different ways. You can … Continue reading
If you do nothing, chances are that your winter energy costs will be significantly higher this year than they were last. Blame the extreme weather with more snow and ice than usual and the polar vortex with record-breaking low temperatures sustained for days. It is a mess, and we all just need to keep warm. This kind of extreme weather may inspire your to make some permanent changes in your home to increase its energy efficiency, such as by upping your insulation or installing high-end thermal windows, but those improvements won’t help you right now. What will? Read on for … Continue reading
Creating a household or personal budget does not have to be difficult. In fact, it can be quite easy. The secret is to avoid the common mistake of making the process complicated. The best budgets are the ones that are easy to understand, easy to follow, and easy to maintain. It is your money. Put yourself in control and have a little fun with your assets. Where to Start Taking that first step is always the hardest when it comes to budgeting. Let’s make it a little easier First open up a spreadsheet program (or take out a piece of … Continue reading
In case you haven’t heard, there has been a change in the calendar for Christmas Day. No longer celebrated on December 25th, as it has been traditionally. This year, Christmas falls on December 27th. News Year Eve will be celebrated on December 30th or on January 3rd. Is this for real? Yes. That is, it is for real for many people who decide to save money, into the hundreds of dollars by celebrating Christmas and New Years on days that most of us don’t. Celebrating the major holidays on off-days is a trend that has been embraced by more and … Continue reading
How do you keep your children happy while staying on budget, curbing the gimmies and teaching the true meaning behind the holidays? Read on for some practical, easy-to-follow advice. Did you know that in 1977, the number one requested Christmas gift for children was slime? For those of you who weren’t alive in the 70s, or as a refresher, slime was this mysterious gooey substance, usually made of fluorescent green. It came in its own tub, but usually once it got out, there was no putting it back. Slime was a toy that lived up to its name. It oozed … Continue reading
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