The Medicaid program in Maryland is administered by the Maryland Department of Human Resources. Their website is very easy to navigate. Most of the information is on the same page and easy to scroll through. There is a main program, a CHIP, a Pharmacy Assistance Program, and a Buy-in Program.
Medicaid is a public, or government run, form of health insurance coverage. It is designed to provide health insurance coverage for individuals and families who are low income and who cannot afford to buy health insurance coverage from a private health insurance company. Medicaid is funded, in part, by the federal government. It is also funded by the government of an individual state.
The Medicaid program in Maryland is administered by the Maryland Department of Human Resources. It is very easy to find out information about the main Medicaid program, and the other programs within Medicaid. Just scroll through the Maryland Medicaid website. The basic information is all right there!
Their Medicaid program is also called Medical Assistance. It will pay the medical bills of eligible needy and low income individuals. People who are already receiving Supplemental Security Income (SSI), Temporary Cash Assistance (TCA), or Foster Care are automatically granted Medicaid coverage.
Medicaid can cover people who fit into the following groups: low income families, children, pregnant women, and aged, blind, or disabled adults. The specific benefits that are offered, and the details about the eligibility requirements, are standard across the state of Maryland. A person can be covered by another form of health insurance and still be eligible for coverage through Medicaid.
There is also a Medicare Buy-In Program. It is also called Qualified Medicare Beneficiary QMB, and Specified Low-Income Medicare Beneficiary SLIMB. Each are designed to protect low income Medicare beneficiaries to from the growing costs required to receive Medicare coverage. It helps with the out-of-pocket cost sharing expenses (such as deductibles and co-payments).
The QMB is for people who have “modest assets”. This means the individual has up to $4,000, or the couple has up to $6,000 of assets. The combined incomes cannot go over 100% of the federal poverty level. QMB will pay for Medicare Part B premiums and cost sharing amounts.
The SLIMB program covers Medicaid Part B premiums. This program will cover Medicare beneficiaries who are between 100% and 120% of the federal poverty level. To qualify, an individual must have up to $4,000 off assets, and a couple must have up to $6,000 of assets.
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