Applying Online for Health Insurance

My husband and I are trying, once again, to find affordable health insurance coverage. Last night, he spent around two hours filling out a lengthy and detailed application form for both of us. The whole process, from start to finish, was tedious. Hopefully, it will result in health insurance coverage. The last time we made a serious attempt to get health insurance, it was through State Farm. We selected State Farm because it is the company that we have our life insurance policies, and our auto insurance policy, through. Unfortunately, the health insurance premiums offered by State Farm were too … Continue reading

Get A Car Insurance Quote Through Facebook

Shopping around for car insurance can be tedious, confusing, and boring. It takes a while to get an insurance agent on the phone. Not every website that gives quotes is going to be intuitively easy to access. 21st Century Insurance just made it all a whole lot easier. They will give you a quote on Facebook! 21st Century Insurance is part of the Farmers Insurance Group of Companies. They are the third largest provider of individual auto insurance policies in the United States. The have around 20 million customers nationwide. They can provide their customers “the same great coverage, for … Continue reading

A Sweepstakes For Health Insurance

Do you need help paying your health insurance premiums? Right now, the health insurance market is a bit chaotic, as the insurance companies adjust to the new requirements in health care reform. It can be difficult to know if you are paying too much, or what bills your insurance company will refuse to pay. Wouldn’t it be nice if all your health insurance bills were paid for you? That might be possible, if you win the Free Insurance Sweepstakes from GoHealth Insurance. It may sound to good to be true, but in this case, it is for real. One lucky … Continue reading

Progressive Insurance A Company with Many Firsts.

Joseph Lewis and Jack Green started Progressive Mutual Insurance Company in 1937. As lawyers just getting started they saw an insurance company as a good investment and an opportunity to offer vehicle owners with security and protection. From the very start Progressive has been innovative and made auto insurance accessible and easy in order for more people to have insurance and protect their cars. The Progressive business philosophy is to approach auto insurance in an innovative way — like no other company had. Progressive has been a leader in offering new ways to meet their insurance customer’s needs: Progressive offered … Continue reading

Movie Insurance

With all the recent news about Lindsey Lohan’s problems a few recent quotes from the Hollywood reports bring up my area of expertise, Insurance! There has been a bit of chatter about the fact that Lohan may now be “uninsurable.” Insurance isn’t something most people associate with the fame and power of Hollywood. But, the truth is there are many assets and risks that require insurance in order to make the movies that entertain us. When investors, studios and producers plan to make a movie the insurance is one of the first things they need to plan for and invest … Continue reading

Insurance Blog Week In Review February 6-12, 2007

This week in the Insurance Blogs I have focused a bit on the Business of Insurance, including some of the Career paths insurance has to offer. Next week I will be expanding on some of interesting things a person might do with an Insurance License. I have also started a series of Blogs about shopping and quoting my own personal insurance portfolio. A project I have put off for far too long. Yesterday, we were given notice that my husbands employer is phasing out the retirement pension they offer. So, now we need to add retirement options to our personal … Continue reading

Insurance Carriers and the Internet.

Insurance carriers are the companies and there are two types of insurance carriers: direct and reinsurance. The Direct carriers are responsible for the initial insurance policy underwriting. Agents appointed to work in the field with the customers builds a book of business with the insurance company. The insurance company will look for reinsurance carriers to assume all or part of the risks connected with the insurance policies originally underwritten by direct insurance carriers. Direct insurance carriers often look for reinsurance on large portions of the risk they insure. Insurance for Insurance. Direct insurance carriers offer a variety of insurance policies … Continue reading

The Farmers Insurance Group of Companies.

My first job with insurance started shortly after I was married in 1981. I was 18-years-old and my parents told me I had to switch my auto insurance into my name. I dropped into the local Farmer’s Insurance office to transfer the policy. I met John P. Woods a local Farmer’s Insurance Agent in El Cajon, California. He was the best teacher I ever had in the area of business. Customer Service was his number one goal. I learned how to rate insurance before computers were part of the business world. It was interesting, and gave me an insight to … Continue reading

What is Package Insurance?

Every insurance company offers a verity of products to customers. In the area of property and casualty insurance these products typically include: Primary and secondary or vacation homes. Rental property or investment homes. Autos, and motorcycles. Motor homes. Boats and Yachts Small Business Personal liability and Umbrella Liability coverage. When consumers have multiple properties, autos, recreation vehicles, boats and a need for extended liability coverage many insurance carriers will offer policies that group these different exposures together. A package policy may include several varieties of insurance grouped together and underwritten together. Many companies will offer better and more complete coverage … Continue reading

Saving Money on Home Insurance

Saving money on home insurance is a natural desire for any home owner. Any money saved can be spent on other necessities of life, or things for the home. But don’t skimp too much and get inferior coverage. Homeowner’’ insurance protects you from loss from such disasters as fire and vandalism. It also protects you from liability if someone becomes injured on your property, or f you pets or children cause damage to someone else’s property. One of the easiest ways to save money on home owner’s insurance is to shop around. Your mortgage company will probably have a company … Continue reading