Need a quick $200, $300, $500 or even more? Why not hold a garage sale in the next few months? You’ll clean out your clutter and make some extra cash for the upcoming summer season! It is a win-win situation. To maximize your garage sale income, you’ll need to make sure of a few things: Your sale has a good selection of items You have a lot of traffic to your sale You make your sale easy to shop You price your items correctly. Let us take a look at the above factors in more detail. A Good Selection of … Continue reading →
Young men and women everywhere are getting ready for what many of them have been looking forward to all year: The Prom. Unfortunately, along with rising expectations come rising prom costs. According to Time Magazine, attending a prom this year, 2013, will cost each student or attendee an average of $1,139. That is a 5 percent increase from last year, when the average cost was $807. Why will it cost more to attend the prom this year? Analysts say that as the economy improves, parents are willing to spend a little more. For teens, the prom is a “social arms … Continue reading →
Debt has a way of sneaking up on us. It seems as though one moment we are free and clear and the next we have a mountain of trouble in the form of money owed. Knowing why we can get into debt is the first step to preventing it from getting worse or from happening at all. Here are some common reasons why we get into debt and how we can minimize out risk of debt in the future. Unexpected Expenses or Loss of Income An unexpected expense or a loss of income can plunge even the most affluent families … Continue reading →
What is the best way to get out of debt? Well, that depends on who you talk to, but the experts and the experienced alike seem to narrow things down to two choices: the snowball method or the avalanche method. There are pros and cons to both the snowball method and the avalanche method. Learn the ins and outs so you’ll know which is right for you. Before paying down debt with either method, you should do two things: stop non-essential spending, and determine how much extra money you can put toward debt. If you are living paycheck to paycheck, … Continue reading →
Summer is coming! Families all over are starting to plan their recreation for the warmest season. Fit in more fun this summer when you include plenty of free activities that won’t affect your family finances. Keeping the kids busy has never been easier or cheaper. Make sure to do your research early, as some of these free events require registration and can fill up quickly. Free Factory Tours All around the country you’ll find free factory tours. Witness the making or potato chip or chocolate or find out how jelly beans are formed. Sniff perfume before it is bottled or … Continue reading →
Looking for the least expensive version of a product is usually a good idea, except for when it isn’t. The following five bargain products may wind up costing you more of your hard-earned money in the end. Paper Towels Usually when you buy cheap paper towels, you wind up using more of them, negating any real savings. A better bet is to bring down the cost of more expensive brands by using coupons and sales and buying in bulk. You can also eliminate most of your paper towel use by substituting greener options. Using inexpensive wash clothes, chamois cloths, or … Continue reading →
Family bonding! Fresh air! Life skills! Fun! No matter why you camp, there is no doubt that you ultimately do it because it is a great activity for your family. And while the expense might be worth the experience, that doesn’t mean that you have to spend more money than is necessary. Camping can be expensive or inexpensive. It all depends on how you approach it. Here are some tips on how you can cut down the costs on your great escape. Go Car Camping What is car camping? Basically, you drive to the campsite and park your car and … Continue reading →
Cold cereal can be a quick and easy breakfast, not to mention nutritious, if you select it carefully. With less than a minute to spare, the first meal of the day can be on the table, and your morning can commence. Cereal can also serve as easy-to-eat snacks, packed in lunch boxes or available after school and on car trips. The problem with cold cereal, though, is that it tends to be on the expensive side for the amount purchased, plus it can be consumed very quickly. Depending on your family size and dynamics, a $4 box of cereal could … Continue reading →
Some choices in life we make because we think they are necessary, others because we think we are doing the right thing, but often there is another way of looking at it. While the following major family choices shouldn’t be made solely on the basis of money, in each case, these decisions will have a significant impact on your financial future, maybe more than you might think. It is important to get tough and objective when you are faced with the following life situations, or at least be prepared for the incoming financial impact. Getting Divorced Divorce causes a lot … Continue reading →
Spend less, save more, and make your house a home with the following ten money saving ideas. 1. Buy Less Most of us have more stuff than we need, and we continually add to it all of the time. Think about borrowing instead of purchasing, and evaluate what you really can’t live without in your home. You’ll save money and have a more peaceful environment. 2. Learn to Make Repairs A simple change of a washer will cost you just a couple of dollars if you do it yourself, but if you call a plumber, you will be given a … Continue reading →
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