Miriam Caldwell's comments

Does Your Current Phase in Life Affect Your Money Management Choices? - Blog Entry

01 Dec 2006 12:04 PM

I got married my third year of college, and I only worked one year before I had my daughter as well. It is great that you are debt free except for the house, that means you can save more than most. Once you have your house paid off then you can really start pouring money into retirement. It sounds like you are on the right track.

The Importance of Relief Society - Blog Entry

30 Nov 2006 07:58 PM

I agree that Relief Society is a place where you can feel love and friendship. I enjoy attending Relief Society as well. It is great to hear your positive attitude about serving in nursery. You will still get to see the sisters on Sunday, and hopefully at Enrichment activities. Good luck in your new calling!

Financial Pitfalls: The New Car Mentality - Blog Entry

29 Nov 2006 08:10 PM

We will be getting a new to us minivan in a year, because we are outgrowing our cars. Not having a car payment helped me to be able to stay home with my kids. It is funny because we have two older cars, one has needed work every year. The other older car hasn't--it is the one we will replace when we get the minivan.

Not having a car payment is a great thing, and most people never want to go back.

Helping Your Parents Financially - Blog Entry

29 Nov 2006 07:52 PM

I totally agree about the importance of the finances being shared between spouses. Most younger women I know do take an active role. The women I know that haven't were homemakers in the fifties and sixties.

Primary Time: Making the Transition from Nursery to Primary - Blog Entry

29 Nov 2006 07:50 PM

In both of the wards I've lived in, (since I've had children) they provide snacks for the first year after entering Primary. It is interesting, because I just assumed all the wards did the same. Moving and moving up may be difficult for awhile. But it will be fine. Kids really are resilient.

Keeping The Word of Wisdom - Blog Entry

29 Nov 2006 07:48 PM

I believe that the same study said that drinking grape juice (purple or concord grape) of the same amount or just double--has the same exact effects on your heart. So you can point that out to your doctor if you ever have to deal with it. Years and years ago my great grandmother was told to drink coffee every morning to help with her bad stomach. Now we know that isn't such a great idea. I say go with what the Lord has said, and He won't lead you the wrong way. Most doctors agree with the health principles that the Word of Wisdom provides for.

The Importance of Food Storage - Blog Entry

29 Nov 2006 07:44 PM

Do you have a storage shed or a similar place in a central location where you could store some extra cans or something similar. Space is often an issue when it comes to food storage. The easiest solution is to save the money that you would use to purchase food storage to purchase food in an emergency. This works only if you have the ability to reach a stocked grocery store though. Good Luck!

Saving Money Versus Paying Off Debt - Blog Entry

29 Nov 2006 06:25 PM

December is a tough month for us as well. Well it is really December/January. We will have our third this January, but we have one December birthday, one January birthday and Christmas in between. This year my husband kind of flipped a lid when he realized that we were adding the third birthday to the mix. I agree that you need to save for Christmas all year long. Thanks for your comments.

The Junie B. Jones Books - Barbara Park - Blog Entry

29 Nov 2006 06:18 PM

My four year old loves them. I read them to her and I laugh a lot. So does my daughter.

When Will You Stop Supporting Your Children Financially? - Blog Entry

28 Nov 2006 07:12 PM

Neither set of my grandparents helped me through school. My parents contribution was one hundred dollars a month. I covered everything else from living expenses to tuition. I actually graduated debt free and with a bit of savings. I know that my in-laws are saving money for my kids, but it is not expected of them. It really is a personal decision for each family. I have seen it work out well, and the kids have adjusted to being on their own right after college. I have also seen the perpetual student who is married with kids and is still getting help. I really don't think anyone is benefiting from that. I think it is important to set up guidelines and stick to them, other than that it is up to each individual family.