Search Results for: money budgets budgeting tips

Money Saving Trends

Like anything else, there are trends when it comes to saving money. Are you keeping up with the status quo? Check the list of current money saving trends to find out. Retirement Savings: In years past, most individuals didn’t think much about their retirement savings. Companies often offered nice pension plans and for those that didn’t have that, Social Security was a given. In today’s times, Social Security is uncertain and most businesses don’t offer any sort of large pension. This has opened the door for consumers to create their own retirement savings accounts – with 401k programs and IRAs … Continue reading →

Money Week in Review June 3-June 18

We have covered several topics in the last few weeks. There are a wide variety of articles available to help you. Favorite Money Savings Tips shares five easy ways to save money. This article covers everything from groceries to gas. You can learn to make the most of your credit cards in Negotiating Credit Card Rewards. Debbie offers some great tips to help you ear better rewards. Have You Considered Downsizing? discusses the changes that you may make in order to live comfortably both now and in the future. This article focuses on why you may change and specific areas … Continue reading →

Why Trust a New Money Blogger?

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I want to start off my blogging experience at Families with a brief introduction as well as a description of why you should trust me. Money is certainly a prized possession, and it should only part your company under the best circumstances. Why should you trust me to give you money advice? Well, let me first start by giving you my background and let you decide for yourself. I am a mother and wife, who is completely responsible for my family’s finances. My husband has no interest in money-matters, so luckily it is a passion of mine. For me, it … Continue reading →

Creative Cash Savers

With the holidays fast approaching many people are reconfiguring their household budgets to afford gifts, parties and other unexpected expenses that come with hosting out of town guests. Tis the season to get creative with your savings techniques That may mean cutting out your daily dose of Starbucks or re-evaluating whether you really need that weekly manicure. Another option is to channel your inner Martha Stewart so you can spruce up your house for holiday guests without breaking the bank. For example, instead of spending money on expensive storage units, decoupage affordable containers to use as totes for household items. … Continue reading →

Designing a Per Diem Expense Budget

As a small business owner, you may find yourself spending most of your time “doing the business” instead of planning and preparing. In fact, most people I know who start their own home businesses have learned how to plan and budget as they went along, picking up business skills and organizational details “on the job” so to speak. You may find that in addition to your overall budgets and bookkeeping that you need to learn how to design a per diem expense budget. If you travel to conferences or workshops, or find yourself traveling at all in the line of … Continue reading →

Oh Oh. I’ve Got Too Many Bills.

My husband and I just spent a wad of cash remodeling our kitchen. Actually, I wish it was cash. We spent that good ol’ American money called credit card and now we are paying the price. We have to go on a budget. Hubby and I have been married a long time. Twenty five years in fact, and we’ve talked a good talk about budgets. Every few years we would sit down together and actually write one out, but then something important comes up. Like a new outfit for a wedding or new bike shoes for hubby. We’d spend the … Continue reading →

Setting Up a Realistic Budget

One reason that budgeting fails for so many people is that they set up unrealistic budgets. Often they may sit down and arbitrarily decide how much they should spend on each category. They may not take into account once a year expenses, and they may not plan for emergencies. Or they may cut the amounts they spend too drastically, and blow the budget in a week or two, and then just give up all together. Here are five tips to set up a realistic budget. 1) Track your spending for a month. If you use mainly debit cards and the … Continue reading →

Starting Children on the Path to Financial Health

The foundation for lifelong financial health begins in childhood. Children absorb lessons from parents and other adults around them about how money is regarded, spent, given and saved. They carry these lessons throughout their lives and use them, consciously or unconsciously, in the management of their own financial affairs. Help your children get on firm financial footing by using some of the following tips. 1.As soon as children are old enough give them a glimpse of the inner workings of your family’s finances. Many children mistakenly believe that parents have access to unlimited supplies of money; it simply comes from … Continue reading →