One of the ways to save money is by avoiding the expensive cost of breakfast. You may be overspending on this important meal if you rely on convenience items, such as dry cereal, individual oatmeal packets, and store-bought frozen breakfast items, from sandwiches to pancakes. To reduce your spending in this area, consider preparing your own breakfast items and freezing them for later use. This way, you will always have a ready breakfast at hand, no matter how hectic the morning turns out to be. You can approach preparing freezer breakfast items in at least two different ways. You can … Continue reading
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If you do nothing, chances are that your winter energy costs will be significantly higher this year than they were last. Blame the extreme weather with more snow and ice than usual and the polar vortex with record-breaking low temperatures sustained for days. It is a mess, and we all just need to keep warm. This kind of extreme weather may inspire your to make some permanent changes in your home to increase its energy efficiency, such as by upping your insulation or installing high-end thermal windows, but those improvements won’t help you right now. What will? Read on for … Continue reading
Creating a household or personal budget does not have to be difficult. In fact, it can be quite easy. The secret is to avoid the common mistake of making the process complicated. The best budgets are the ones that are easy to understand, easy to follow, and easy to maintain. It is your money. Put yourself in control and have a little fun with your assets. Where to Start Taking that first step is always the hardest when it comes to budgeting. Let’s make it a little easier First open up a spreadsheet program (or take out a piece of … Continue reading
In case you haven’t heard, there has been a change in the calendar for Christmas Day. No longer celebrated on December 25th, as it has been traditionally. This year, Christmas falls on December 27th. News Year Eve will be celebrated on December 30th or on January 3rd. Is this for real? Yes. That is, it is for real for many people who decide to save money, into the hundreds of dollars by celebrating Christmas and New Years on days that most of us don’t. Celebrating the major holidays on off-days is a trend that has been embraced by more and … Continue reading
How do you keep your children happy while staying on budget, curbing the gimmies and teaching the true meaning behind the holidays? Read on for some practical, easy-to-follow advice. Did you know that in 1977, the number one requested Christmas gift for children was slime? For those of you who weren’t alive in the 70s, or as a refresher, slime was this mysterious gooey substance, usually made of fluorescent green. It came in its own tub, but usually once it got out, there was no putting it back. Slime was a toy that lived up to its name. It oozed … Continue reading
Shopping for the best 2013 Black Friday Deals? This year, things may be a little different. Be prepared with the following tips, and you’ll get the best prices without being overwhelmed. It is solid advice to get you through the most important shopping day of the year. By making the following preparations now, you’ll be sure not to lose out on those bargains and at the same time, have everything be a positive and fun experience. Prepare for the Changes Swallow that turkey and be out the door by early evening if you want to start your Black Friday shopping. … Continue reading
Fall is fun! There is nothing like the crisp air, the bright colors, and the last push for outdoor adventures before the cold winds of winter start bringing everyone in doors. While you can still enjoy the outside, why not get your porch organized and decorated for Fall? Fall is a great excuse for decorating, but who has the motivation when the front porch is filled with clutter and debris? This area sets the first impression whenever anyone visits your home. Start by removing everything from your porch, so you can clean the floors. Shake out those rugs, use a … Continue reading
How have you been affected by the government shutdown that took place on October 1, 2013? Read on to find out what the shutdown means to you and your family. Why Did the Shutdown Occur Lawmakers are at an impasse on a bill to finance the government. As a result, only functions that are deemed essential will operate, while all others will be shutdown, and workers in those areas furloughed or experience a delay in pay. Ironically, the shutdown may wind up costing taxpayers money down the road, since the process to initiate a shutdown does not come cheap. Mail … Continue reading
Get it free today. Here are the strategies that you can use to get free products, from shampoo and toothpaste to restaurant meals. Freebies are fun, and with this guide, you won’t have to pay for any of it. Follow Companies on Facebook and Twitter Free product coupons are often given away on Facebook and Twitter, and sometimes these promotions even include free full-sized products mailed to your door. Like and follow your favorite brands, and you’ll be rewarded with plenty of freebies. Enter Contests and Promotions Sure, it would be great to win that all-expenses vacation trip to Hawaii, … Continue reading
Who doesn’t like to save money on their family expenses? Check out this week’s deals and take advantage of some good things that will make your budget happy. Chili’s Coupon: Kids Eat Free I love kids eat free deals, because they help me take my family out for a meal, while still making it affordable. (Okay, really, I love it because it is a night when I don’t have to cook.) Now through October 2, 2013, Chili’s is offering a Kids Eat Free Coupon This coupon is valid for one free kid’s meal for adult entrée purchased and is valid … Continue reading
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