Tag Archives: Liability Insurance

Farmers Insurance No Longer Covers Certain Dog Breeds

Let me start off by saying that this appears to be specific to California (as far as I can tell). Farmers Insurance has decided to stop providing liability coverage in a homeowners policy for dog owners of Pit Bulls, Rottweilers, or Wolf hybrids. A homeowners insurance policy will cover many things. It can help you with the cost of replacing items that have been stolen from your home. It covers the cost of repairing your home due to damage from a storm, a fire, or even a vehicle that has driven into your house. This coverage includes damages to your … Continue reading →

Could Gun Insurance Be the Solution?

There have been two major topics of conversation that popped up after the tragedy that happened in Newtown, Connecticut. One idea is to require owners of firearms to purchase gun insurance. What do you think about that? What can we do to prevent a tragedy (like what happened at Sandy Hook Elementary School) from ever happening again? One idea that is floating around online involves the requirement that owners of firearms purchase gun insurance. John Wasik is a contributor at Forbes. He writes about investments, financial planning, and personal ecology. He wrote a blog post called “Newtown’s New Reality: Using … Continue reading →

Personal Liability Umbrella Insurance

Many people believe personal liability insurance is only important for the wealthy. The problem is accidents can happen to anyone and usually when least expected. In a split second any one of us might find ourselves behind the wheel of a car that just hit a bicyclist, a summer backyard ballgame might lead to a neighbor’s broken window and glass in the eye, or the pizza delivery person may slip on the rain soaked porch, break a hip and knock out three teeth. Liability lawsuits are everywhere today and judges are awarding unpredictable amounts of money to injured parties. No … Continue reading →