Tag Archives: Long-Term Care Insurance

Long-Term Care Insurance Policy Features to Look For

If you have been following this series of blogs and are here then it’s likely you have decided long-term care insurance may be a good option for you or a family member. A few more things to remember before purchasing a policy: A policy That requires the insured person to be no longer able to perform more than two activities of daily living. One of these activities should be bathing. The U.S. Department of Health and Human Services 1999 National Nursing Home Survey, reported 94% of nursing-home residents need help with bathing. A policy with coverage for care not only … Continue reading →

What to Look For Before Purchasing A Long Term Care Insurance Policy

In this series of Blogs, we have reviewed the fact that choices often need to be made when someone is no longer able to care for him or herself. With the statistics indicating more 70% of those reading this Blog will eventually need some kind of long term care as we age, and nearly all of us will be responsible for the long term care of someone we love we have looked at some of the aspects of Long-Term Care Insurance. There are so many different long-term care insurance plans and insurance companies and carriers offering policies, it’s important to … Continue reading →

Long-Term Care Insurance Options To Consider

In this series of Blogs we have been looking at Choices, families have when a member is no longer able to care for him or herself. We have looked at the history of Long Term Care Insurance and considered the risky nature of these policies verses the fact this is the only option for insurance families have to cover the catastrophic costs of long-term care for our parents and ourselves in the future. The fact is that more than 70% of those reading this Blog will live to retirement age and will need long term care at some time in … Continue reading →

What Choices Are There When Someone Can’t Take Care of Themselves Any Longer?

What if your parents can’t take care of themselves when they are old? Worse, what if you can’t take care of yourself when you are old? There are many options and resources we can choose when we face caring for an aging parent or considering our own futures: Children provide care for their elderly or disabled parents in their home or in their parents home. A home-health care service can be arranged. Adult Day Care Centers Assisted-living facilities Nursing Homes. The huge problem is paying for the kind of help, we would want for our parents or for ourselves. In … Continue reading →