Let’s Make 2013 a Great Year for Getting Out of Debt!

Happy New Year! I just know that 2013 will be a great year for getting out of debt. We can do this. Let’s size up our debt and then knock it down little by little until we end the year richer and more financially stable. It may take a little sacrifice, but it can be a lot of fun, too. Getting out of debt is going to be a fantastic New Year’s Resolution that will help us make some real progress for our family. Don’t Worry about the Past We may have made some wrong choices along the way, but … Continue reading

Here’s to New Beginnings!

As 2012 is coming to a close, I have had some time to reflect on the happenings of the year. It has been a year of many ups and downs. I’ve gained eternal friends, loved and lost, struggled and triumphed, and learned more about myself than I ever imagined possible. I am not the same woman I was at the beginning of the year. I have gained so much strength throughout the continuing trials of divorce. I have grown into a better woman and a better mother. While this may not have been a perfect year, it was certainly one … Continue reading

Celebrating the New Year Past and Present

Whether you make New Year’s resolutions or you don’t, you’ve got to wonder – who started the whole New Year’s Resolution thing, and why? The practice of making resolutions at the start of each new year is thought to have been started by the ancient Babylonians. It was thought that making promises to do good things during the year ahead would bring favors from the gods. What kinds of resolutions were popular in ancient Babylon? Surprisingly, one common resolution from way back then is just as popular today – to pay back debts. Were any Babylonians resolving to lose weight? … Continue reading

Out With the Old, In With the New

This is it…are you ready?  Out with the old and in with the new.  It’s that time of year again.  It’s a New Year with new beginnings to look forward to, new goals to set and a new you to strive for. But before we can really charge ahead, we need to look back.  What did the year 2012 bring to you in the way of fitness and health?  Was it filled with stress, sleepless nights and backaches? Did you find yourself doing battle with the scale?  Was your exercise program nothing more than a noble attempt?  Or was it … Continue reading

The Good, the Bad and the Ugly

It’s always interesting to reflect back on the past year, to review the most significant moments, to pay special attention to those things you might have changed and to marvel at how quickly it all went by.  Some of us might get stuck in the past, while others find it easier to move on. I would have to say that without a doubt, the year 2012 was the most difficult for me as a parent.  Our family went through a troubling situation with our teen daughter that lasted several months.  All it took was one boy to enter the picture … Continue reading

A Clean Slate

Forgiveness is a tricky thing. When someone has hurt you over and over and over again it’s hard to set it aside. The more you let it fester the deeper the pain becomes and the more difficult it is to let it go. There have been many men in my life that I feel have ill-treated me. They betrayed me and taken advantage of me time and time again. What’s more their actions have affected my son, which seems unforgiveable. I love my son more than anything in this world, and to know that he has been hurt, breaks my … Continue reading

Reflections on the Past Year

We are nearing the end of the year but before you start making plans for next year, you should spend some time reflecting on the past year. What have been the ups and downs of your home-based business this past year? What have been the good things and the bad things that have happened? The reason it’s important to think about these things is because you need a foundation to build upon, before you can enter the New Year. You don’t want to make some of the same mistakes you have already made. So by recognizing those things that need … Continue reading

A Time for Resolutions

New Year is a time for resolutions. Many are made but not so many are kept. So what is the point of resolutions? Resolutions are helpful if they focus our attention on areas that need to be changed. For example, last night, New year’s Eve here in Australia Mick and I resolved to get back into the habit of our regular bible study and prayer time together. When family is here or other things are happening, sadly it is all too easy for it to get pushed aside. So we’re looking at a study that focuses on different passages to … Continue reading

Getting Back in the Groove

I have had several people ask me if I have “recovered from the holidays” and if I am “getting back in the work groove”—as many of you home business owners know, there isn’t always a big lull for us. Sure, some of us take advantage of the time flexibility to take time off during the month of December, but some of us don’t. Either way, the New Year tends to bring a time of re-focusing and getting re-energized for another fiscal year. I have been writing about budgeting, planning and getting ready “on paper” for another twelve months of work … Continue reading

Another Resolution

Another day, another year begins and another resolution. Today, many resolutions will be made, resolutions about planned changes in behavior, attitudes and lifestyles. I know at least one friend whose New Year’s resolution is to lose weight. For some people the changes may only be minor. For others they could mean a major shake up. But the reality of New Year’s resolutions is that that are easily made and often just as easily broken. A recent poll in the South Coast Register asked people what they thought about new year’s resolutions and most decided they were a waste of time. … Continue reading