Tag Archives: car insurance

OFIR Warns Michigan Drivers About Fake Auto Insurance

The Office of Financial and Insurance Regulation (OFIR) is warning Michigan drivers about the potential that they may have purchased a fraudulent auto insurance policy. An investigation revealed another situation where someone was intentionally selling fake car insurance to unsuspecting drivers. If you live in Michigan, you might want to go check your auto insurance policy to make sure its is real. Every state requires that drivers purchase auto insurance. People tend to look around for a policy that isn’t expensive, yet covers what it is supposed to cover. It is a good idea to do some “homework” and make … Continue reading →

Car Insurance – True or False?

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How much do you know about what affects the price of your car insurance premiums? There are a lot of ideas about this, and it can be hard to figure out what is truth, and what is just a myth. Sometimes, all it takes for a little piece of incorrect information to be perceived as truth is for it to be repeated over and over again, by many sources. How well can you pick out the fact from the fiction? People who drive red cars pay more for car insurance. True, or false? You may be surprised to learn that … Continue reading →

What Does Car Insurance Cover?

In most states, you are required to have car insurance. This is one of the expenses that goes along with getting your driver’s license, and owning a vehicle. It is important to understand what your car insurance does, and does not cover. Learning this after you have been involved in a car accident is an unpleasant way to find out that you didn’t have enough car insurance coverage. If you have had your car insurance for a while, you might want to talk to your insurance agent, and review your policy. This is a good way to find out about … Continue reading →

Researching Insurance Options – Part 2

My head is filled with numbers! My husband and I have been researching what our available options are for several different kinds of insurance. First, we made an appointment with our insurance agent. Yesterday, we went to that appointment, and talked things over. Our insurance company is nationwide, and well known. We already had car insurance, and homeowners insurance from them. The insurance agent was extremely nice, and very helpful. She talked us through some possibilities for health insurance, and life insurance, and reviewed our car insurance and homeowners insurance policies for us. Small piles of stapled papers filled the … Continue reading →

Auto Insurance and Students Away At College

Recently a Families.com member asked me about adding a college student to personal auto insurance: My son got his driver license this summer and is now in an out of state college. He is not going to drive while at school. However, when he is back for Christmas or Summer (may be for two to three weeks), he will drive our car. Should I include him in our auto insurance? Or should I include him in our auto insurance only during the period when he is back? Some agents claimed that including him all through the year will help him … Continue reading →

3 Tips that Will Save You Money on Car Insurance

Car insurance costs hundreds of dollars! Wouldn’t it be nice to have a portion of that money back? Here are some tips that will save you some cash. Check for deductions. You should make it a habit to call your car insurance agent every so often. I usually do this at least once a year, more if anything in our life has changed. Why? Well, you may not be getting the absolute best price. Call your agent and chat about things that may lower your bill. Do you have a second car? Perhaps that car gets very little milage and … Continue reading →

Affordable Car Insurance Quotes Online

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Is it possible to find affordable car insurance quotes online? Let me put it this way, you don’t know until you try! With almost anything you spend your money on, it is worth shopping around. This price comparison process is good when you first sign up with car insurance and as routine pocketbook maintenance. With the invention of the Web came an easy place to price shop for almost any product or service. Finding affordable car insurance quotes online is no exception. The process makes it incredibly easy to compare prices for the exact same services. Every major car insurance … Continue reading →

Saving Money on Car Insurance

If you drive, car insurance is one expense you cannot legally escape. Families that include children at or near driving age understand the special challenges of finding car insurance that is adequate as well as affordable. We all want to save money where we can. Whether you have a teenager at home or borrowing the keys to the car is a long way off for your little ones you will surely appreciate every opportunity to save more on car insurance. When you are ready to cut back on your car insurance expenses it is a good idea to first understand … Continue reading →