Tag Archives: family finance

7 Ways to Save on Cereal

Cold cereal can be a quick and easy breakfast, not to mention nutritious, if you select it carefully. With less than a minute to spare, the first meal of the day can be on the table, and your morning can commence. Cereal can also serve as easy-to-eat snacks, packed in lunch boxes or available after school and on car trips. The problem with cold cereal, though, is that it tends to be on the expensive side for the amount purchased, plus it can be consumed very quickly. Depending on your family size and dynamics, a $4 box of cereal could … Continue reading →

10 Money Saving Ideas for Your Home

Spend less, save more, and make your house a home with the following ten money saving ideas. 1. Buy Less Most of us have more stuff than we need, and we continually add to it all of the time. Think about borrowing instead of purchasing, and evaluate what you really can’t live without in your home. You’ll save money and have a more peaceful environment. 2. Learn to Make Repairs A simple change of a washer will cost you just a couple of dollars if you do it yourself, but if you call a plumber, you will be given a … Continue reading →

How to Set up a Simple Family Budget that Will Stick

Setting up a family budget is one thing, but getting it to stick in the long-term is another. Building a budget is one of those things that many might compare to having a root canal done, but it doesn’t have to be that bad. You can set up a family budget that is simple, effective and will be around for the long-term. Make it Simple and Easy  You won’t use a budget if it isn’t easy to follow. You also won’t use it if it takes a lot to make changes. Start with a budgeting tool that you are already … Continue reading →

How to Save While Getting Out of Debt

When trying to get out of debt, does it make sense to save? Absolutely. Not being prepared for an emergency with ready cash could lead to more severe debt. It is possible to both pay back debt and save at the same time. It just takes commitment and a little knowledge. Here are some tips on just how you can save while still keeping your debt payments on track. Setting up Your Savings If you are starting from scratch, meaning lots of debt and no savings, do whatever it takes to put $500-$1,000 aside right now. While this may seem … Continue reading →

Fun Factory Tours by State

From meeting musk ox to sampling your favorite chocolate or jelly beans, factory tours can be a frugal way to fit in some extra activities this summer. Both fun and educational, their low-cost (in many cases, these factory tours are free!) makes them ideal for keeping the kids busy without negatively affecting your family finances. Here are some of the best and most interesting factory tours that are available across the country. Visit factorytourusa.com for additional available tours. Alabama Blue Bell Creameries “Folks of all ages seem to like our plant tour, but it may be ’cause they get to … Continue reading →

How to Book a Cheap Flight: Your Questions Answered

Booking a cheap flight can be confusing these days. You want to get the lowest price, but going about it can be confusing? Fortunately, a little knowledge can go a long way when it comes to cheap flights.. Now you can spend less but travel more with the following frugal flyer tips. Get all of your questions answered. What Is the Cheapest Month to Fly? To save money, you can plan your flights during the cheapest months of the year. Low cost flights are pretty consistent. For domestic travel within the country, choose the month of September to fly. The … Continue reading →

Children’s Outgrown Sales: Six Strategies that Save Money

Cut your children’s clothing budget by at least 70 percent, and stock the playroom with a complete set fun toys that you can get for less than $20, when you take advantage of children’s outgrown sales. Here are six tips to help you get the most out of your experience. Finding the Sales Depending on where you live, finding children’s outgrown sales can either be easy or require a bit of research. I’ve found the best sales through word of mouth. They are usually the ones run my churches or other smaller organizations. The selection tends to be high, but … Continue reading →