Homeowner’s Insurance Dilemma

If you’ve ever filed an insurance claim, you may have discovered that the process can tempt the patience of a saint sometimes. It can be that much more frustrating for us mere mortals. Someone I know recently had a tree fall onto his house. It was during very cold, wet weather (although I can’t imagine a good time for such a thing to occur). Of course, he called the insurance company right away, but unfortunately, the company wasn’t in nearly the hurry he was to fix his home. The adjuster also tried to cut as many corners as possible. The … Continue reading

Homeowner’s Insurance Issues

If your home is not paid off, your mortgage company demands that you keep at least basic insurance on it lest anything should go wrong. Basic insurance will -maybe- pay off what you owe on your mortgage if anything should happen to your home. Many homeowners prefer more coverage, such as coverage that includes replacing the contents of the home, up to a certain value. It is also important to include things like additional flood insurance if you live in a flood prone area. While you can get plenty of information from your insurance agent about the best type of … Continue reading