Save on Work Related Costs

You may be spending some of the money you are earning at your job for work related costs. Cut down on these expenses, so the amount you save from your take home pay is at its maximum level. Here are three easy ways to cut down on the cost of going to work. Cut Down on Commuting Find ways to cut down on the cost of commuting. If you drive, find out if any of your co-workers would be willing or able to carpool with you. Everyone will save. For public transportation, look into buying weekly or monthly passes, which … Continue reading

Keeping Valentine’s Day on a Budget

According to some recent numbers, the average person spends more than $130 on his or her partner for Valentine’s day. That is $260 per couple. While that might not seem too over the top, consider that if the purchases were bought with a credit card, the interest charged on those purchases over time can add up to some pretty scary numbers. Let us bring it all down a notch and get creative. Let us keep Valentine’s Day while staying on budget. Valentine’s Day is all about being romantic, right? Romance does not have to cost much. Think about  quite dinner … Continue reading

Eliminate Food Waste: You Can Eat These Part 2

Are you throwing away valuable nutrients that could not only keep you healthy but could reduce your food bill? Most of us do. Eliminate food waste and reap the rewards of a lower grocery bill! Yesterday’s blog post covered typical items that we throw away, such as broccoli stems, and how you can take advantage of these common discards to eliminate some of your food waste. If you missed the post, click on the title, Eliminate Food Waste: You Can Eat These Part 2, to read it. Today, in Eliminate Food Waste: You Can Eat These Part 2, I’ll expand … Continue reading

Eliminate Food Waste: You Can Eat These

Eliminate food waste by taking advantage of good food that is commonly thrown away. Get some valuable nutrition and save money on your food bill. Here is how. Almost-Expired Eggs Most eggs will last for at least a few days past their expiration date, but if you don’t want to take a chance, try this trick. Boil almost-expired eggs. The hard-boiled eggs can be used as snacks, turned into egg salad, or used to pump up the nutrients in a green salad. Broccoli Stems We buy a lot of fresh broccoli in this house because it is inexpensive, and the … Continue reading

Kids Can Barter Too

“You mean I can trade chocolate cake for Lego Friends?” my daughter asked following our conversation about the benefits of bartering. “If you can find a Lego-loving chocoholic who’s willing to part with some of her sets, then you’re in business.” Little did I know that my response would turn my 8-year-old into the next Kyle MacDonald. Cash is tight for my third grader, but the kid makes up for her empty wallet by coming up with some solid bartering bargain chips. Or, in her case, cake. Bartering is not just for adults; rather, kids can get in on the … Continue reading

Ways to Save on Your Homeowners Insurance

Want to lower your homeowners insurance premiums? Of course, you do! No matter what you are currently paying, your life would be a little bit easier if your premium was lower. Compass Insurance Agency has some advice about things you can do that could result in a lower homeowners insurance premium. When it comes to insurance premiums, it is all about risk. Insurers want to find customers who are low risk. The reason comes down to cost. If your homeowners insurance company considers you to be a high risk, they will probably charge you a higher premium to compensate on … Continue reading

My Bulk Cooking Section –Organized Pantry

Yesterday’s project of organizing the pantry yielded some food that needed to be used up soon. Time to do some bulk cooking. These are items that were nearing the expiration dates or had just over stayed their welcome in the pantry. What I didn’t mention in yesterday’s post is that I actually cleaned out two pantries, plus a smaller three-section bin that usually holds produce. In the latter, was a five-pound bag of organic potatoes that were just threatening to grow eyes. I hate potatoes with eyes. Ew. I mean, really ew. So, this afternoon I decided to attack the isolated … Continue reading

Organize the Pantry for Savings

I try to do a couple of money-saving projects each week around the house. Today, my project is to clean out and organize the pantry. Having a well-organized pantry reduces the amount of food waste, plus it sets me up to take advantage of any good sales and coupons, so I know what I should stock and how much of it to stock. Our store just had an amazing deal on pasta, which is why you can see so much of it on the bottom shelf. Yes, this is an actual photo of one of my two pantries, after it has … Continue reading

5 Things to Make From Scratch to Save Money

Homemade is usually best, especially when it comes to saving money. Here are five things you can make from scratch to save money. They include homemade cleaners, food prepared from scratch, baby items and more. Pizza Pizza dough is quick and easy when you make it in a bread machine. Even with loads of toppings, two large (restaurant large, not supermarket large) thin-crust pizzas will cost you around $4. For a little more money, you can buy prepared dough, but of course making your pizza completely from scratch means a lower cost as well as a lack of preservatives and … Continue reading

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading