Beware of Work at Home Scams

So you want to work from home? One of the downfalls to pursuing a work at home job is figuring out if what you are getting into is legitimate. So beware of work at home scams. One of the first clues to look for is a job that makes unrealistic promises. When you are encouraged to quit your day job, when you are told you can retire before you are 30 years old or if you are enticed with a $50,000 a week paycheck…run. Don’t walk, run! Then on top of it they will often say that it requires nothing … Continue reading

Desperate for Love and Mr. Right

It seems it is so easy for those who are desperate for love and to meet Mr. Right, to be targeted and exploited by those looking for ways to make a quick few thousand. Such was the case for a 56 year old Australian woman who found her Mr. Right was in fact Mr. Wrong. While the internet is great for lots of things even finding love, as I have heard of those who have met online and then fallen in love and later married. But this latest story only serves to highlight again the dangers of the internet and … Continue reading

Identity Theft Prevention

Crime has changed over the years, but it is still just as serious. Instead of robbing you directly of your cash, thieves now steal your personal information and use it to commit fraud or other crimes. It is particularly sneaky as many people are completely unaware they are a victim. Often it is not until your credit and good name are ruined that you discover the actual crime. The best defense is prevention. You need to start by safeguarding all your personal information. Shred all critical paperwork and financial documents. Be scrupulous with your Social Security number. Don’t carry the … Continue reading

Social Security Numbers

It is critical to protect your social security number. Not only is it your unique identity in this country, it controls your future employment, benefits, credit and good name. Whenever you are dealing with money, this little number plays a large part in the process. The main way to protect yourself and your social security number is to keep it secret. Never use this number or any part of it to replace another number. Never carry your social security card in your wallet. Never give it out over the Internet. Don’t let your insurance id or drivers license be the … Continue reading

Phone Scammers

I got a strange call the other day. The recording said I had won a prize, but I didn’t remember entering a contest. It told me to push 1 for more information. I thought, what the heck… may as well see what I won, couldn’t hurt right? Shortly after pressing 1, my call was switched to a fast talking representative. He told me I had won a new plasma TV. He just needed to get my home address, name and credit card number to pay for the shipping. Sounds probable, right? Nope! As soon as I heard that request, I … Continue reading

Online Shopping

During the frantic rush of the holidays, online shopping can often save us time, money and gas. Crowded malls, parking lots and stores are sure to scare off even the most die hard shoppers. Still, while online shopping has its perks, it does also have its downfalls. The main problem with shopping online is the simplicity of setting up an online storefront. What this means is almost anyone with decent computer knowledge can set up an online store to rival some of the most well-known names in the business. Therefore, looks can be deceiving in the world of the web. … Continue reading

Scammer Alert

As the nation grows older and the baby boomers hit their prime, a whole new age of scam artists have surfaced. These individuals are smart and savvy, so much so it can be hard to spot them. As the baby boomer generation has grown, so has their income and assets. They are seen as a target group by all kinds of money makers, from the legitimate business owner to the illegal scammer. Most likely you have read about someone falling prey in your own local newspaper. You may wonder how this could happen. Unfortunately some of these scam artists are … Continue reading

If It Seems Too Good Too Be True…It Probably Is

For some reason, individuals who are passionately interested in running a home business seem to be prime targets for home business scams. You may have even been the victim of one of these get-rich-quick, or make-thousands-working-from-home scams in your quest to become independent and start your own home business. You can protect yourself by being on the lookout and investigating anything you are considering getting involved with. The old saying, “if it seems too good to be true, it probably is” is still very good advice. All those spam e-mails that show up in your e-mail inbox or advertisements you … Continue reading

Transam the Scam, Part Two

This blog is part of a series on transcription. If you haven’t read the other blogs in this series, make sure to check out the summary page for a listing of all transcription blogs. If you missed part one of Transam the Scam, check it out here. So we’ve established that Transam is a scam because they charge you $400 to work for them and train with them. They don’t stop with that though; they also tell you that since they are a hands-on learning company, they will give you feedback and help you get better, but until your work … Continue reading

Credit Card Scammers on the Horizon

Just when you thought you were safe we hear about a new credit card scam out there. If you ever needed a reason to cut up your cards and just say no, now is the time. I still use a card for a few items. I like to use it when I purchase from the internet – but it also opens me up for scammers. If you are using a card, be careful, the scammers are getting smarter and cleverer and just downright nasty. Here’s how it works: A person calls you on the phone and identifies themselves as a … Continue reading