Save Me Sink Fund

If it wasn’t for our sink fund, we would be in a lot of trouble this week. In fact, even with the sink fund, things are looking a little shaky. This week alone, we lost our water to our house faced with a major repair costing a few thousand dollars to a truck we just bought, after already sinking $500 into this same truck.  Sigh. It has not been a good few days financially. We’ve only owned the truck for about four weeks, did all of our homework, bought it from a relative, and did everything we could have to … Continue reading

How to Deal with Irregular Expenses

This article could also have been titled, “How the Heck Are We Going to Pay for a New Alternator?!” We all have them: surprise or irregular expenses that we can’t exactly plan for. Car repairs are a good example, of course. How could you expect that the tire was going to go flat as you are driving to work? And how in the world do you prepare financially for a new radiator? Yes, how do you prepare for expenses that are not due every month, like life insurance, clothing, vacations, or insurance deductibles? These types of situations can oftentimes get … Continue reading