Work Together on Your Finances

One of the most important things you can do to reach your financial goals is to do your budget and financial planning with your spouse. It may seem difficult because you have different management styles or goals, but bringing this inline with each other will help you move forward much faster. Also if you are not on the same page, you will fight about money constantly. You can prevent this when you plan together. You need to realize that you should both compromise so that you can make a plan that works for you. If one of you feels the … Continue reading

The Importance of Honesty and Finances in Marriage

It is important to be completely honest about your finances with your spouse. This can be difficult at times, especially if you are spending more money than your spouse would approve of. It can also be difficult if you just do not have enough money each month—the situation is stressful and you may just want to avoid thinking about it, let alone talking about it. It may be that you have credit card debt that your spouse does not know that you have racked up. You may be hiding a savings account from a less frugal spouse as well. It … Continue reading

Finances and Giving

Admittedly, I am not the best person to be giving advice about giving and finances; so I’m not going there. There does seem to be a supernatural impact in giving though whether by our time or with money. I remember years ago when my husband and I were starting out. We were poor. We prided ourselves in not getting over our heads into debt, but did find ourselves charging our rent a couple times to make due. He was working 40 hours a week and I about 30. We were just beginning to understand what leaning on God for our … Continue reading

5 Ways to Help a Reluctant Spouse Begin to Budget

One difficult thing in any marriage is dealing with the finances. It can be especially difficult when one spouse wants to save or spend more than the other. It may be that one spouse (usually the one who pays the bills) comes to the realization that something needs to change, while the other spouse wants to continue spending money without cutting back. It is important to work on your finances as a team, but is there anything you can do to help get your spouse on board? Here are five suggestions. 1) Often times one spouse simply has no idea … Continue reading