Is it Ever Ok to Bribe your Kids?

How do you get your children to do what you want them to? What do you do to encourage them to do certain things and to refrain from doing other things? Many parents have, at least sometimes, resorted to bribing their children. Is that necessarily a bad thing? Is it ever ok to bribe your kids? New findings reveal some interesting answers to these questions. First, it would be helpful to figure out what a bribe is (and what it isn’t). Author Ellen Perry points out that there is a continuum to be aware of. Motivation is one one end, … Continue reading When You Need the Extra Help

Help has Arrived with TakeLessons TakeLessons simplifies the process of finding a Music Instructor or Academic Tutor who is assuredly who qualified and safe. I like keeping it simple and not having to do my own background check.  I also like that TakeLessons has been in business since 2006 and worked with over 30,000 students nationwide.  They are experts at connecting students and families with the experts in music, art, and academics.      It is expected to get a case of the jitters when hiring someone you do not know to instruct your child.  However, it should be comforting … Continue reading

Can Sweepstakes Get You Out of Debt?

As you look at your pile of bills, at the roof that needs to be fixed, at the fact that at least one of your children may need braces, do you dream of winning a big dollar sweepstakes that would take care of your problem? For “sweepers,” those who make a hobby, or even a living, out of entering sweepstakes, the dream may not be so far from a reality. Entering sweepstakes can pay off and may even be able to get you out of debt, if you don’t spend more than you win, if you apply the bulk of … Continue reading

Be Content with What You Have and Save Time

Something funny happens when you start being content with what you have. You gain more time to do the things that you love. No longer are you having to hunt down and scheme for the material things in life, or work harder to afford them. Instead, you can sit back and enjoy the little things that make life worthwhile, all while saving time. Here is a good example. We used to spend most weekends or even weeknights running around doing shopping errands. You know, the typical trips to Target and Home Depot with maybe some groceries thrown in. While we … Continue reading

Staging Your House for Less

Something about spring makes me start watching all of those home shows. You know the ones where couples and sometimes singles look for the perfect house, fix up and put their homes on the market or just do some renovations. Maybe it is because spring is the most popular time of the year to list a house and get a buyer. While the housing market has promise of turning around, there is still quite a lot of “stock,” houses on the market. This means that in order to make yours sell, it needs to shine. One thing that helps house … Continue reading

Four Ways to Reduce Your Heating Bill

If the weather INSIDE is frightful because you are afraid of home heating bills, you won’t spend a very pleasant winter. A better solution is to stay warm by finding multiple ways of reducing your heating bill and then combine these strategies to reduce your heating bill to the lowest cost possible. Selective Heating Only heat the rooms you are actually using. Are there any rooms that can be closed off temporarily during the coldest part of the year? Even if your home isn’t zoned, you can make it warmer in the rest of the house by isolated unused rooms. … Continue reading

Are You Shopping at the Right Grocery Store? Four Steps to Save 20 Percent or More

Choosing the right grocery store can save you 20 percent or more on groceries before using coupons. If you were buying a big ticket item, such as a television or a new washer and dryer, you would do some research and shop around, right? Since food tends to be the biggest general family expense after housing, it just makes sense to do your research before you step foot in your grocery store. Just spending $225 a week on your groceries, adds up to almost $12,000 a year!Imagine shaving close to $2,400 off of that total food bill, doing nothing other … Continue reading

How to Talk to Your Kids about the Economic Crisis

“How can I talk to my kids about the economic crisis?” It is a common question that most parents face today. As prices on consumable goods rise, from food and gas to the cable bill, and families feel themselves pinched, even the youngest children are starting to notice that things around them are changing. Neighbors and friends may be moving away, favorite stores and restaurants may be closing, and everyone seems to have to sacrifice something they enjoy just to get through this time. Parents should see this time in our history as a teaching moment, but the lessons should … Continue reading

Can Your Homeschool Blog Earn Money? {Part 3}

In, Can Your Homeschool Blog Earn Money?, Part 1 and Part 2, I discussed the background information you need before starting a blog that has the potential of earning you a profit.  If you missed those two posts, please take time to read them as blogs without a proper foundation do not earn profits. Not all profits can strictly financial but we all want to know now to earn cold hard cash.  There is no easy answer but there are avenues you can take to drive your blog to the bank. Here are some of the most popular ways to … Continue reading

5 Steps to Getting Your Car Paid Off Early

Paying off your car loan early will save you hundreds of dollars in interest charges, eliminate a monthly expense, and increase your credit score as your rate of debt to income goes down. Plus, you’ll get a real sense of accomplishment knowing that your car is completely yours, free and clear. 1. First do your homework Review your loan paperwork before you start. Most car loans are simple interest loans. That is, the interest accrues during the life of the loan, so paying it off early will save you a lot of money. In a precomputed interest loan, on the … Continue reading