Divorce and Credit

A divorce can affect your credit in many ways. Whether you are divorced, planning to get divorced, or want to protect yourself “just in case,” there a few things to consider. For some, if all the bills have been in one spouse’s name and not the other, you may find you don’t have a credit history. This can hurt one’s ability to get loans after a divorce. This is one reason why it is important to keep some credit accounts in each spouse’s name. It can protect your finances against a variety of ills… divorce, spousal death, disability, etc. Some … Continue reading

Four Financial Considerations When You Are Getting Divorced

Divorce is difficult for everyone involved. It is generally a situation in which emotions usually play a big heart. Generally there is so much to consider that it is easy to overlook financial considerations when it comes to the assets and the care of the children. It is important to focus on healing and helping your children, but setting up these stipulations during your divorce will help you down the line. 1) The first thing to consider is child support. The judge will usually decide what a fair amount is. There are many considerations, which include how you split the … Continue reading

Lessons of Divorce – Part Two

Continuing with part one I wanted to provide you with more real life lessons that come out of divorce. Keep in mind that divorce and life after is what you make of it. The key to surviving divorce is to be realistic and be open to learning and growth. -If there are kids resulting from the marriage, you need to remember that you and your ex-spouse will have a connection forever. Many people think that two divorced people only have to deal with each other until the children reach the age of 18 but nothing could be further from the … Continue reading

Single Parenting Book Review: Successful Single Parenting

If you are going through the process of divorce and just adjusting to the fact that you will be a single parent you will want to read this book that deals with both of these topics. Successful Single Parenting is an excellent book that deals with not only single parenting, but also divorce and the issues pertaining to divorce. Written by a pastor, Gary Richmond, who is also a divorce support group leader, has practical advice to be applauded in this 16-chapter book. This book offers advice on key issues such as aspects of the parent and family in regards … Continue reading

Single Parenting: “That’s Not the Way Mommy (Daddy) Does It”

I am sure that you have heard these phrases before…”That’s not the way Mommy does it” or “Daddy doesn’t do it like that”. For some of you who may be a little bit sensitive, this will give you a little “pinch” in your chest. I know that this is easier said than done, but try not to let it bother you. Whether you are a single parent or not, it is highly likely that this expression of honesty from your child will arise from their little, puckered up lips. It is not so bad when you are living in the … Continue reading

Causes of Marriage Break Ups

Opposites attract but only up to a point. According to Drs. Les and Leslie Parrott,one of the main reasons many couples break up is that they have not enough in common. This can happen early in a marriage or even sometimes, as it seems recently in growing numbers, after the children have moved out of home. Couples find they have nothing in common. Nothing left to talk about. A solution to this might be to take up a hobby or sport together. Before I broke my arm which has out me put of action for months, Mick and I played … Continue reading

You Need to Find a New Best Friend

Friendships are important in our lives and having one or two close confidants is a healthy thing to do for yourself. It is especially important if you are a single parent. Many single parents fall into the trap of trying to make their child their best friend. While it is wonderful to have that close bond and relationship with your child, there are a few things you need to consider. Best friends should not be children. You need adults to talk to, and more specifically someone who might know what you are going through, or be able to offer advice … Continue reading

Myths About Child Support

If you are a single parent with custody of your child, you should be collecting child support. However, that isn’t always the case. Did you know that according to the National Coalition for Child Support, there is $89 Billion in past-due child support currently uncollected in the United States. That doesn’t even include the parents who haven’t even sought child support yet. With so many people collecting child support out there, it seems that several myths have cropped up and here they are: Myth: Child Support goes to the child or children. Fact: Child support is exactly that – support. … Continue reading

Being Both Parents

Single parenting is so much more common these days, than it was even ten years ago. Parents wind up as single parents in a variety of ways, but once common thing remains the same – often a single parent feels as if they need to be both parents at once. So how do you go about being both parents at the same time, especially if the other parent isn’t involved or has limited involvement? First of all, you don’t try to be two people at once. You need to focus on being the best mom or dad that you can … Continue reading

Finding Time For Yourself

Sometimes as a single parent it is difficult to find or make time for yourself. There isn’t anybody else to sit with the kids during homework time, or tuck them in bed at night. Single parents often feel as if they never get any time at all. It is important to rectify that as soon as possible, to prevent resentment from building. How do single parents find time for themselves? Early Riser/Night Owl Many single parents choose to wake an hour earlier than their children, or stay up a little later after their children have gone to sleep. This doesn’t … Continue reading