Filing a Claim After a Car Break-In

Oh, no! Your car got broken into while you were shopping. Your window is smashed, and the bags of Christmas presents that were on the back seat are gone. What should you do now? Here are some tips about which insurance policy you should file a claim to. It can be very stressful to discover that your vehicle has been broken into. No one anticipates this happening. There goes whatever amount of holiday spirit you had while shopping! If you have insurance coverage you might be able to file a claim to help you with the financial aspects the the … Continue reading

Resources to Help Fight a Denied Claim

You just got a letter from your health insurance company. They have denied your claim and are expecting you to pay out of pocket for something that you believe should have been covered. What can you do about it? One option is to fight the claim. Here are some resources to help you do that. The reason why you got health insurance was so that you would not have to pay all of your medical bills out of your own pocket. Instead, you pay premiums to your insurance company. You might also be paying a co-pay when you visit a … Continue reading

An Update On the Roof Repairs

Earlier this year, I wrote a series of blogs that started with a puddle on the floor. We filed a claim with our homeowners insurance company, and things got resolved. Next, the insurer wants us to fix our roof, even though their inspector said the roof was fine. Here is an update on what happens now. Several months ago, we found a mysterious puddle on the floor. To make a long story, (that I’ve already blogged about), much shorter, we filed a claim with our homeowners insurance company. This led to an inspector coming to check out the damages, and … Continue reading

No More Puddles On the Floor!

Earlier this year, I started writing a series of blogs about a mysterious puddle that appeared on the floor. This led to my husband and I filing an insurance claim. Today, I am delighted to say that the repair work on the wall that was damage by rain has been completed. No more puddles on the floor! This all started with a puddle on the floor. It appeared in the corner of a room, and was fairly easy to mop up with a couple of hand towels. My husband and I figured that the puddle had something to do with … Continue reading

The Insurer Wants Roof Repairs

It all started with a puddle on the floor. My husband and I made a claim with our homeowners insurance company. We have gone through the entire process from filing the claim to having inspectors come over to look at the damage. I thought we were done, but, we just got another letter from the insurance company. We got a very confusing letter from our homeowners insurance company. The letter arrived to us by mail on May 25, 2012. This was the Friday before Memorial Day weekend. Our post office doesn’t drop mail off to us until after 4:00 in … Continue reading

Maryland Launches Insurance Watch

The state of Maryland is doing something rather unique with health insurance. It has launched something called Insurance Watch. It will allow physicians to report abusive health insurance company practices. It will also help doctors to provide assistance to consumers who have had their legitimate claims denied. It is difficult to find an affordable health insurance policy that actually covers a reasonable amount of health care. Once a person finally locates a good plan, and gets approved for it, the expectation is that the insurer is going to actually live up to the promises it made when it was trying … Continue reading

What Else the Fourth Letter Said

It all started with a puddle on the floor. Since then, I’ve been blogging about the entire process from filing a claim with our homeowners insurance company to whatever happens next. We recently got a fourth letter from the insurer. Here is what the majority of that letter had to say. In case you haven’t been following along with all of the blogs in the series, allow me to give you a quick recap. It started with a puddle on the floor. My husband and I made a claim with our homeowners insurance company about the damage to the wall. … Continue reading

A Fourth Letter from the Homeowners Insurance Company

This all started with a puddle on the floor. My husband and I filed a claim with our homeowners insurance company about the water damage that was done to the wall. I have been blogging about each and every step in the claims process. Today, we got a fourth letter from the insurer. Here is what it said. As I said, it started with a puddle on the floor. Since then, I have been blogging my way through the whole process that started when my husband and I filed a claim with our homeowners insurance company. Since then, the insurance … Continue reading

The Claims Investigator Arrived

This all started with a puddle on the floor. I have been blogging my way through the process involved in making a claim with my homeowners insurance company, from start to whenever it gets finished. The insurance company connected us with a claims investigator. Here is how that went. As I said, it all started with a mysterious puddle on the floor. It seemed that the water leaked in during a hard rain. My husband made a claim with the company we have our homeowners insurance through. So far, we have had some repairmen come take a look at the … Continue reading

The Third Letter from the Homeowners Insurance Company

This all started with a puddle on the floor. Since then, my husband and I have been working our way through the claims process with our homeowners insurance company. Recently, they sent us three letters in the mail. I’ve blogged about two of them. Here is what the third letter was about. It is nice to have homeowners insurance because life can be unexpected. One day, I noticed a puddle on the floor where water had seeped in from the rain. My husband and I filed a claim about it with our homeowners insurance company. I’ve been blogging my way … Continue reading