The Sequester Will Affect Insurance

The sequester will cause a bunch of automatic funding cuts to programs that help thousands of Americans, beginning on March 1, 2013. This can only be prevented if Congress manages to come to an agreement about how to stop it from happening. At the time I am writing this blog, that agreement does not appear to be likely. Here’s how the sequester will affect the insurance that covers you and your family. Unemployment Insurance Benefits People who are laid off, who worked for companies that went bankrupt and closed, or who lost their jobs through no fault of their own … Continue reading →

Insurance and the State of the Union Address

The State of the Union address is something that the President of the United States gives once a year. President Obama recently gave the 2013 State of the Union address. The topics can be about anything that the President feels is important. This year, some of the speech related to insurance. The State of the Union is an annual speech that the President of the United States presents to the United States Congress. It has several purposes. The State of the Union address is a report on the condition of the nation. The speech allows the current President to outline … Continue reading →

Insurance Journal Poll: Who Will Win the Superbowl?

Who will win the Super Bowl? Insurance Journal asked that question on January 31, 2013, to a group of insurance professionals. Many people who work in the insurance industry tend to have experience in calculating risk. Which team do you think they picked? Will you be watching the Super Bowl this year? Which team do you hope will win, the 49ers, or the Ravens? If one of them happens to be your favorite team, then you will find that question to be extremely easy to answer. The question will not be difficult to answer if you happen to strongly dislike … Continue reading →

State Farm Warns You To Watch Out for “Smishing”

State Farm Insurance is warning people to watch out for scams that may be sent to your smartphone. It’s called “smishing”. State Farm has tips for what to do, and what not to do, if your discover that your smartphone has been hit with this type of scam. Many of us adore our smartphones. Whether it is an Android phone, or an iPhone, it is something that many people cannot do without. Just how often do Americans use their smartphones? The Pew Research and American Life Project found that mobile phone users send and receive, on average, about 40 text … Continue reading →

Keep Your New Year’s Resolutions and Save on Insurance

What was your New Year’s resolution for 2013? The popular ones include losing weight, quitting smoking, and saving money. You might be struggling to keep that promise to yourself right now. Hang in there! Keeping some types of New Year’s Resolutions could save you some money on your insurance premiums. No matter what your insurance premiums cost, you probably would be happy if they were lower. This is true for auto insurance, life insurance, and health insurance. Fortunately, there might be a few ways to convince your insurer that they should lower your rate, or, at the very least, not … Continue reading →

Bachmann Introduces Bill to Repeal Affordable Care Act

The very first bill that was introduced to the brand new 113th Congress came from Representative Michele Bachmann. The purpose of the bill is to repeal the Affordable Care Act. The same type of bill was presented to the 112th Congress 33 times. None were voted into law. The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010. It is, without a doubt, the biggest set of regulations on health reform and health insurance that has ever been passed. The name is often shortened to Affordable Care Act, or ACA. Some refer … Continue reading →

VPI Unveils the 2012 List of Wacky Pet Names

There are times when you come across a dog or cat that has been given a really odd name, and wonder what the story behind the name was about. VPI Pet Insurance has an interest in wacky pet names. Every year, they put together a list of them. At least a few of these names should make you laugh! VPI is a company that sells pet insurance. They want to make sure that pet owners are able to afford to give their dogs, cats, and other pets, the health care that they require. VPI is the nation’s oldest and largest … Continue reading →

VPI Reveals Top Pet Names of 2012

Every year, VPI puts together a list of the most popular names for dogs and cats. Their data comes from pet insurance claims that VPI receives in a given year. The 2012 list also includes the most popular names for birds and exotic pets. What did you name your pet? It’s not quite the same as naming a child. One would never dream of naming their son “Fido”, but it has become a common name for a puppy. You probably wouldn’t name your cat “Fido” though, because people see that moniker as a good name for a dog. VPI is … Continue reading →

How the Fiscal Cliff Deal Affects Insurance

You’ve probably heard quite a bit about the “fiscal cliff” by now. It isn’t often that we hear about Congress having to work towards a decision during the New Year holiday. Here are the ways that various forms of insurance will be affected by the fiscal cliff deal. There are a whole lot of details involved in the “fiscal cliff” and in the deal that was finally made in regards to it. Since this is the Insurance Blog, I’m going to focus on the portions of the situation that have an affect on various types of insurance. In the days … Continue reading →

Tips to Avoid Insurance Claims on New Year’s Eve

New Year’s Eve is often celebrated with a party, lots of drinks, and a countdown to the New Year. The point is to have fun with your friends and loved ones. No one wants to have their fun spoiled by something that involves the filing of an insurance claim. Here are some safety tips for New Year’s Eve. Last year, a poll was done by Met Life Auto and Home Safety Pulse. It included questions about safety issues that can arise during a holiday party that takes place in one’s home. The results showed that many hosts ignore important safety … Continue reading →