Single parents definitely have struggles unique to the situation. However, with the right attitude and a plan of action, the struggles can be minimized. I wanted to touch on some of the common areas that we as single parents tend to find challenging. Remember, we do have resources but the first step is identifying the struggles so the appropriate action can be taken.
One of the most difficult areas for single parents has to do with finances. Obviously, going from a two-income home to just one really cuts into a budget. Now paying the mortgage, car payment, utilities, groceries, credit cards, and so on become much more difficult. Although you may need to downsize for a while, do not see this as a defeat. Just keep reminding yourself that this situation is only temporary. If you need to, check with a local credit counseling service to help you get back on track.
You will also find a number of ways to cut costs. For instance, cut coupons, look for clothing items for you and the kids at a thrift store, purchase a bundled package for your phone, internet, and cable, and consider buying generic brands. You can get the kids involved too, having them help you pack lunches, shop for bargains, and spend time at the park instead of going to the movies or some other activity that cost money.
Single parents also struggle in finding quality but affordable childcare. As parents, we want the very best for our children, leaving them with someone we trust. Unfortunately, horror stories are floating around about bad care, which does happen. However, keep in mind that a high cost childcare provider does not always equate to a good one. The best option is to talk to friends and even family members, scouting for someone that is willing to give you kids quality service at a price you can afford, even for a short time.
Finally, some single moms find it challenging to teach a son about the facts of life. This can be especially difficult if you had a spouse die and no other male roles around. In this case, check out your local Big Brothers organization or talk to a close friend to see if perhaps her husband or brother might be interested in spending quality time with your child. If not, then you can purchase a number of books that guide moms through this process, making things far more comfortable.
Finding Balance with Money Management
Five Steps to Organizing Your Finances