Fall Household Insurance Inventory Check List:

With the holidays looming it’s the best time to double check your photography and video equipment to make sure it’s in good working order. A great way to do that is starting a digital household inventory. By starting this project now, you will also be ready to take inventory of your special holiday items.

With all the modern tools we have there is no reason any of us should put this project off. Most people reading this Blog are already talented enough on the computer to find the information you need, chat and share pictures. In order to completely understand how important it is to have a household inventory then imagine you have three-minutes notice to evacuate your home before it’s completely burned to the ground.

When it’s time to settle with the insurance company, will you know exactly what you lost, or worse will the insurance company believe your son really had that much invested in Nintendo equipment! Documentation could make the difference in feeling indemnified by your insurance policy or feeling cheated.

It’s a great time to document all of your photography equipment. Remember to take photographs and keep copy’s of receipts the following things:

  • Video/Digital Camera
    • Maker:
    • Model
    • Serial Number
    • Purchase Date:
    • Purchase Price:
  • Camera/Digital Camera
    • Maker:
    • Model
    • Serial Number
    • Purchase Date:
    • Purchase Price:
  • Video/DVD Equipment
    • Maker:
    • Model
    • Serial Number
    • Purchase Date:
    • Purchase Price:
  • Special Photo Related Equipment
    • Maker:
    • Model
    • Serial Number
    • Purchase Date:
    • Purchase Price:
  • Odds and Ends
    • Picture Frames
    • Scrap Books
    • Professional Photography
    • Hisotircal Photograpy

Be sure to make several copies of the printed inventory and mail a copy to your insurance agent or company. It’s a good idea to keep one copy and give another copy to a family member.

Many insurance companies offer online household inventory tools for customers. These are an excellent way to keep your insurance company involved, and understand how to document your belongings.

Following a disaster homeowners who have advance written household inventories and a history of keeping them up to date generally settle claims quicker and for an amount that is closer to the true loss.

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