Obesity and Health Insurance Premiums

Does your employer offer wellness programs? Sometimes, employers determine the cost of a worker’s health insurance premium based on participation in this type of incentive program. In some cases, premium cost is connected to reaching certain health goals. Is this a fair way to treat workers who are obese? It has been said, for many years, that America has an “obesity epidemic”. In 2011, a study found that 32% of American men, and 35% of American women, were obese. If those trends continue, some health experts predict that about half of all the men and women in America will be … Continue reading

Coupons From My Health Insurance Company?

Has this ever happened to you? I got a large envelope from my health insurance company in the mail today. It wasn’t a bill, and it wasn’t a “letter of doom”. Enclosed were several coupons that I can take to the grocery store. That was unexpected! I, like many others, have a love-hate relationship with my health insurance company. I love that I didn’t have to come up with the entire cost of my Epi-Pen this year out of pocket – I hate that my insurer didn’t help out with much of the cost. I love that being insured means … Continue reading

Health Insurance Coverage and the Flu

We are in the midst of a really nasty flu season. You don’t want to catch this flu, and you won’t want your family members to catch it, either. Your risk of being exposed to the flu relates, in many ways, to health insurance coverage. This includes both your coverage and the coverage of the people you work with. The Center for Disease Control and Prevention (CDC) recommends that everyone who is age 6 months or older get a flu shot. Getting an immunization for influenza is one way to help prevent yourself (or your family member) from catching the … Continue reading

Compounding Pet Medications: Is It Safe?

It can be tricky getting them to take their meds One of the latest health scares has been over a strain of meningitis that’s killed multiple people. According to WebMD, the meningitis originates from a compounding pharmacy in Massachusetts. Compounding is the practice of putting more than one type of medication in a pill, or basically changing the medication in some way from its original formula. How is this relevant for the pet owner? Compounding is a common practice in pet medications. Before you worry: the meningitis came from a human medication for back pain and it seems the authorities … Continue reading

ADHD Medications for Kids Who Don’t Have ADHD?

A doctor in Georgia has been prescribing ADHD medication to children who come from low income families. The children have not been diagnosed with having ADHD. Instead, the doctor is giving them the medication in an effort to help them improve their grades. There are a lot of parents who have concerns about what their child’s ADHD medication might be doing to him or her beyond helping with the symptoms of the disorder. Some parents will go to great lengths to try alternative forms of treatment first, hoping that they will not have to put their child on a daily … Continue reading

School Vouchers, Medications, and Special Education

This week, the Special Needs Blog focused on topics such as the school voucher program in Ohio, information about the IEP, problems with bussing, and lots of news about medications. This Week In Review is quite the variety pack! Here is a quick review of the blogs that appeared here between August 28, 2012, and September 1, 2012. An Update on Ohio’s School Vouchers Ohio has a school voucher that is called The Jon Peterson Special Needs Scholarship. It can be used by any student, who has any type of special need, and who is a public school, private school, … Continue reading

Coast2Coast Rx is not Insurance – But is Helpful

Have you heard about the Coast2Coast Rx card? It isn’t health insurance, but it could save you some money on prescription medication. From the research that I have done, the Coast2Coast card seems a whole lot more legitimate than the Rx Relief card is. Coast2Coast Rx got an A+ rating from the BBB. This week, I have learned about two, entirely different, cards that can be used to get a discount on prescription medication. I cannot help but wonder if these things are suddenly “popping out of the woodwork” because there are so many Americans who are currently without health … Continue reading

A Snapshot of Health Before the Affordable Care Act

Sometime very soon, the Supreme Court will reveal its decision regarding the Affordable Care Act. Soon, Americans will know what the fate of their current health insurance plans will be. There are those who are strongly opposed to the ACA. Here is a brief reminder of what health care was like for most Americans before the ACA existed. The Affordable Care Act was signed by President Obama on March 23, 2010. Since then, Americans have seen many good things happen as a result of the changes that were brought about by the regulations in the Affordable Care Act. We, as … Continue reading

Insurance Blog Week in Review – Week of April 15-21, 2012

Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on everything that hit the blog in the past seven days. There can be anywhere between 12 and 14 blogs that will appear. What did you miss this week? My Quest to Find Affordable Health Insurance is Finished Finally! I have found a health insurance policy that I can actually afford! I review the steps from uninsured, (when I lost my job and my health insurance in 2009), to insured in 2012. The Insurance Podcast Roundup went up on April 16, 2012. This … Continue reading

Why Some Choose Higher Priced Health Insurance

When it comes to health insurance, the majority of people are looking for the most inexpensive plan that they can find. However, a survey of health insurance agents shows that there are times when a consumer wants a higher priced health insurance plan. Why do they want to pay more? The answers to that question are interesting. A study called “2012 Survey of Agent-Carrier Relationships” was recently conducted. It was sponsored by Insurance Journal. It was conducted by Channel Harvest (which is a partnership between Aartrijk and Campbell Communications). The survey asked over 1,500 insurance agents 90 separate questions. I … Continue reading