Home Office Tips

The home office can be one of the busiest and most clutter areas of the house. Paper just tends to collect and multiply. But just what do you file and what do you toss? Here are some quick tips to help you in your home office. Invest in a shredder for your home office. Shredding documents that contain personal information is a must to protect against identity theft. Many people just throw away credit card offers, but those offers can be as candy to a theft who wants to use your credit. Tax returns need to be kept forever. Any … Continue reading

Help for Families in the “Diaper Gap”

Families with newborns quickly learn that diapers are expensive. Many families struggle to be able to afford enough diapers for their babies. This leads to difficult choices like whether to spend money on food, diapers, or utility bills. The Obama administration has a plan that utilizes technology to help solve this problem. Nearly one in three Americans cannot afford to purchase enough diapers for their babies. In some cases, parents cope by stretching the length of time between diaper changes. This can lead to serious health problems for babies and parents. Babies can end up with urinary tract or staph … Continue reading

20 Ways to Get Free Entertainment

Free Entertainment is all around us. We just have to reach out for it. 1. Free movie rentals from Redbox. Search for “Redbox codes” online. You’ll get at least one free movie rental a week when using the Redbox video machines. 2. Free Lego Build Event. Each month Lego stores sponsor free building events for ages 6 through 14. Kids can build a new Lego model each month (this month it is a log cabin) and then take it home. 3. Free video games from the library. Chances are that your library is stocked with video games for current systems. … Continue reading

Intentional about Performing Well

The year 2012 is my year to be intentional in all areas of my life. In this blog I am going to address the issue of being intentional about performing well. Performance can be trickier to gauge when you work at home. You don’t have someone providing you objective commentaries on areas you do well in and areas you could improve in. About a year and a half ago I wrote a blog on the benefits of a self-evaluation. A month later I then wrote what I learned from my own self-evaluation. This is one way that you can measure … Continue reading

How to Have A Frugal Halloween

One of the most frightening things about Halloween is how much it can cost. Do you know, I saw a recent retail report that showed that American’s spend more money at Halloween than at any other time, with the exception of Christmas? This just strikes me as incredible. At the end of the celebration, what happens to all of those goods that are purchased? Do most people have anything to show for all of that spending? I get it. I mean Halloween can be a fun holiday. There is candy. Candy is probably a good enough reason (although there is … Continue reading

Search for a New Bathroom at Lowe’s

Yesterday, Sunday, my family and I spent hours in our local Lowe’s home improvement store searching for a new bathroom vanity for our downstairs powder room. In fact, we have to redo the whole bathroom. Right now, it contains a cheap blue carpet (ew carpet in the bathroom) that the previous owners used to hide the water damage to the sub floor beneath. The current sink itself is not bad, with the exception of years of hard water stains that bleach and a pumice stone have not completely eliminated. However, the sink is just attached to the wall, and the … Continue reading

How to Make a Garden Tool Holder

With the fall comes a lot of yard cleanup, fall planting, and in some parts of the world, even some snow shoveling. Keeping all of those tools organized and in good shape can be difficult when the tools are just thrown in a garage or shed, or even worse, left outside. Brooms especially should be stored with the bristles facing up and off of the ground. Brooms, rakes, hoes, shovels, axes and anything on a post will be wonderfully organized with this idea for a garden tool holder. For organization, forget buying a fancy system. It can get expensive. And … Continue reading

Finding Frugal Furniture

Traditional methods of furnishing a home can get quite expensive. But of course, it doesn’t have to be that way. Fall is a great time to start thinking about furnishing your home, and you may find some great deals out there, as people are ready to nest down for the winter. Here are some place to find frugal furniture. Craigslist. I recently found a Pottery Barn piece that was current and practically new. I had been admiring it in the catalog. The original retail price was $120 plus shipping. The poster wanted $50 total. Freecycle. This is hit or miss, … Continue reading

Organizing The Garage, Day 2

Well, we are finally at day two of our garage organization! And as you can see, we did manage to fit the mini-van in the garage after all. So how did we do it? Well, on day two, we got a bit of a late start. But fortunately that is all that we needed. We pulled out all of the remaining stuff that we stored away the night before. Next we moved the car in, making sure that it actually did fit in the garage with the door closed. We wanted to be able to stop the door just in … Continue reading

Insurance Terms: H

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Hacker Insurance believe it or not this area is a major concern for business engaged in electronic commerce and or stores sensitive information. Hacker insurance is insurance that protects businesses from losses caused by hackers. Hard Market is a term that refers to a seller’s market when insurance is more expensive and is more difficult to obtain. A hard market is … Continue reading