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Insurance Blog Week in Review – May 6 -12, 2012

ketchup Once a week, the Insurance Blog Week in Review gives you a brief description about everything that hit the blog in the past seven days. There could be anywhere between twelve and fourteen different blogs appearing in that amount of time. What did you miss? Here is your chance to “ketchup”.

Oregon has Insurance for Growers of Medical Marijuana
It is similar to a crop insurance policy. This specialty type of insurance is to provide some protection for people who are growing marijuana that is going to be used for medical purposes. It provides some finances to help if the crop is damaged by fire, wind, rain, or theft.

The Insurance Podcast Roundup went up on May 7, 2012. This time, I’d like to point out an episode of the Clark Howard Show. He discusses a trend that employers are doing with health insurance incentives and punishments.

Help for Musicians who Lack Health Insurance
New Orleans has created the New Orleans Musicians’ Clinic. It provides health care to musicians who are insured or uninsured. Musicians don’t have the type of job that comes with employer sponsored health insurance.

Another Good Reason to Get Renters Insurance
Renters insurance helps replace your stuff if your apartment building catches fire. The insurance that the landlord has on the property will not help tenants with their personal losses in this type of situation.

Allstate Files Second Insurance Fraud Lawsuit of 2012
Allstate has filed a lawsuit against four defendants from New York. Allstate wants to recover $6 millon that the defendants received through fraud. This is a problem with the no-fault insurance that exists in New York.

Health Care Costs are Expensive After Retirement
Fidelity Investments has calculated that a 65 year old couple who retires in 2012 will require about $240,000 to cover the cost of their medical expenses throughout their retirement. That’s a lot of money!

Is it a “Kickback” or Isn’t It? Things get a bit unclear when a health provider offers a gift card or gift certificate to people who make an appointment or transfer a prescription to that provider. This is especially true if the person is covered by a public form of health insurance.

What Type of Health Insurance Does Your Child Have?
A survey finds that kids who are covered by a private form of health insurance get more care in the Emergency Room than do kids who are covered by public health insurance, or those who are uninsured.

Medicaid Payments to Primary Care Doctors Will Rise
Soon, doctors who see Medicaid patients will be receiving more money back from the federal government as a reimbursement payment. It might make doctors more willing to treat people who use Medicaid. Of course, if the Supreme Court kills the Affordable Care Act, then this will not happen.

Retired State Employees in Illinois to Pay for Insurance
The state of Illinois promised university employees, judges, lawmakers, and some retired teachers, that they would receive health insurance benefits in retirement without having to pay for them, so long as they worked 20 or more years for the state. That promise has been revoked, without warning.

Thousands Will Lose Unemployment Benefits Mother’s Day Weekend
The most recent round of cuts to the length of unemployment insurance benefits will affect thousands of people. It is happening this Mother’s Day weekend.

New Law Affects Insurance Coverage for Birth Control
In Arizona, Governor Jan Brewer has signed a law that allows religious organizations to exclude coverage for birth control from employer sponsored health insurance plans. This is only for birth control that is being used to prevent pregnancy. It will still be covered if it is for medical treatment. The same law allows religious employers to exclude coverage for abortion-inducing drugs.

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