My husband and I just spent a wad of cash remodeling our kitchen. Actually, I wish it was cash. We spent that good ol’ American money called credit card and now we are paying the price. We have to go on a budget. Hubby and I have been married a long time. Twenty five years in fact, and we’ve talked a good talk about budgets. Every few years we would sit down together and actually write one out, but then something important comes up. Like a new outfit for a wedding or new bike shoes for hubby. We’d spend the … Continue reading →