The Office of Financial and Insurance Regulation (OFIR) is warning Michigan drivers about the potential that they may have purchased a fraudulent auto insurance policy. An investigation revealed another situation where someone was intentionally selling fake car insurance to unsuspecting drivers. If you live in Michigan, you might want to go check your auto insurance policy to make sure its is real.
Every state requires that drivers purchase auto insurance. People tend to look around for a policy that isn’t expensive, yet covers what it is supposed to cover. It is a good idea to do some “homework” and make sure that the company you are about to purchase an auto insurance policy from is real.
The Office of Financial and Insurance Regulation (OFIR) in Michigan has released information about a person that was selling fraudulent auto insurance certificates. Here is part of what the information they released said:
An OFIR investigation found that Mevin Graber, an unlicensed individual, was selling bogus policies through Tennessee Christian Motorist Aid. OFIR ordered Mervin Graber and Tennessee Christian Motorist Aid to cease and desist from conducting unlicensed and fraudulent insurance activity.
OFIR Commissioner Kevin Clinton had this to say:
Any driver who purchased fake auto insurance from Mervin Graber needs to purchase legitimate coverage immediately. Right now, they’re driving without insurance.
Do you think you might have purchased an auto insurance policy from Mervin Graber? If so, you can call the OFIR toll-free at 877-999-6442. They can assist you in figuring out whether you have proper auto insurance coverage.
This is not the first time that someone was selling fraudulent auto insurance in Michigan. In November of 2012, the OFIR released information warning Michigan drivers about a man named Shaker Uddin Sadeak who was selling fake auto insurance. Some of the information released by the OFIR said:
An OFIR investigation found that Mr. Sadeak, through Al Baraka Enterprise, was selling bogus certificates purporting to have coverage through a legitimate insurance company. A concerned Detroit-area driver who purchased insurance from Sadeak notifed OFIR after discovering misspellings and other discrepancies on an insurance certificate.
OFIR ordered Sadeak and Al Baraka to cease and desist from conducting unlicensed and fraudulent insurance activity.
Be very careful about who you buy an auto insurance policy from. Take the time to learn about the company that is selling it. You can check with the OFIR to see if an insurance agency and agent are licensed to do business in Michigan by visiting OFIR’s website.
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