Search Results for: blog are you an over spender

Joseph Had a Little Overcoat – Simms Taback

Joseph Had a Little Overcoat is a Caldecott winner and a charming book for young children. Author and illustrator Simms Taback based the story on an old Yiddish folksong. The lyrics and music for the song are in the back of the book. The illustrations are vibrant, utilizing unique multimedia methods and die cut holes. The wording is simple. “Joseph had a little overcoat. It was old and worn.” One page shows Joseph with his worn and patched overcoat. The other has a jacket shaped hole in the page. When you turn the page the hole matches up with the … Continue reading →

Super Bowl XLII: What to Know Before You Go–Other Offerings

For the past few days I have been examining the options Super Bowl fans have in Phoenix as they prepare for the NFL’s biggest game of the season. In previous blog I covered everything from dining options to party places and everything in between. There is no doubt that in a few days Phoenix will be (at least temporarily) the hippest, hottest place in the nation. The super big Super Bowl crowds will likely displace the many snowbirds that flock to Arizona each winter, but I’m sure city and state leaders could careless. In the place of the repeat visitors … Continue reading →

Getting Press When You’re Not Paying for It

Advertising is expensive. Whether you are looking at radio, television or print advertising, it can really rock the budget of a small home business. Plus, when you are not a “paid advertiser” you might think that you cannot get any coverage or attention from your local or regional press. Not true, it just might take some creativity and persistence to get coverage when you’re not a big spender… First, you can expect to get shunted to the side if you are not a paid advertiser—but it doesn’t have to be or stay that way. All of the different types of … Continue reading →

High Prices and Preferential Treatment for the Wealthy – Walt Must be Rolling Over!

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Walt Disney’s dream was to be able to share the magic of Disney with people of all ages and financial means. In fact, it was very important to him that the hotels and resorts built at Disney World range from the very inexpensive to the upscale for just that purpose. He wanted everyone to be able to enjoy the magic of Disney regardless of their income. Now, Walt Disney World in Florida has raised their admission prices for the third time in less than two years and there is a patent pending on new technology that would allow guests who … Continue reading →

Why Do You Spend or Save?

What motivates you when it comes to your finances? Are you a big spender? Or do you consider yourself a saver? Do you enjoy budgeting? Or do you hate it? Or do you even bother to budget? It is important to ask yourself these questions and to truly understand the feelings that you have towards money. These feelings will affect the decisions you make and the financial success you do or do not have. It is important to find a good balance between saving and spending. I have known several compulsive shoppers and spenders throughout my life. I understand the … Continue reading →

Budgeting with Your Spouse

When it comes to budgeting with your spouse, you may find that one of you is more “into it” than the other one. There are several different personality types when it comes to dealing with money. One type is the person who tracks absolutely every penny, and rigidly assigns every dollar a very specific category. Another type is the non-spender—he never wants to spend a dime. A third type is the spender—she spends every penny as fast as she can and then spends some more. A fourth type is a semi-budgeter—he starts the month with a plan, but midmonth loses … Continue reading →

Are You an Over Spender?

Are you an over spender? Do you have difficulty sticking to a budget? Or do you have a hard time knowing where you spend your money? Are you surprised at the balance in your account every time you go to an ATM? Do you frequently pay overdraft charges and wonder why you never have enough money? It may be that you make enough money that you feel like you shouldn’t have to worry about what you are spending, but if you answered yes to any of the above questions, then you have a spending problem. It is important that you … Continue reading →

Hi, I’m Michelle and I’m an Overspender

I’ve been a working gal all my life. My first job was at twelve years old helping the neighbor lady in her small grocery store down the road. Every Friday I’d proudly get my paycheck and…. spend it. Years later,as a married woman, I more or less did the same thing. I got my paycheck, and hubby and I spent it. We went out to dinner, to the bars, I got massages, had spa days, and bought new clothes at the trendy spot downtown. Then Hubby and I adopted a little girl and I quit working. Suddenly we found ourselves … Continue reading →

4 Tips for Overcoming Financial Stress in Marriage

Arguments over money and how money is managed may seem inevitable in any relationship. After all, it’s hard enough to make the right financial choices without taking into account someone else’s feelings and ideas. It can be even more difficult when you are both coming from different financial angles and pasts. So if your styles of dealing with money are different, here are 4 tips for overcoming financial stress in marriage. Be frank in discussing how you and your families handled money and how it went when you were growing up. It’s important for both of you to understand where … Continue reading →

Sick People Spend the Most on Health Care

There have been some conflicting studies in the news recently that talk about health care spending. It turns out that a small group of people, who are the least healthy, are the ones who spent the largest portion of the money that was spent on health care. These results seem to match up well with what common sense would tell you. Recently, the federal government released a report that said that the United States spent $2.6 trillion on health care in 2010. The report said that this number translated out to be around $8,400 spent per person on health care. … Continue reading →