Search Results for: blog four simple steps to creatiing a budget

Cow Belles (2006)

First seen as a Disney Original Movie, “Cow Belles” features sister act sensation Alyson and Amanda Michalka, also known as Aly and AJ. Portraying Taylor and Courtney Callum, two spoiled rich girls who spend their daddy’s money like water, these girls make a splash in their acting debut. Courtney is getting ready for her cotillion, a coming-out party to end all parties. She and several friends are splitting the costs to make it a night to remember, and each share is a whopping $25,000. It’s not a big deal, though – her father owns a dairy company and is loaded. … Continue reading →

5 New Year’s Resolutions for You and Your Money

It is that time of year again. Time for New Year’s resolutions. One reason that so many people’s resolutions fail is that they take on too many or expect too much at the beginning. It is important to set your goals, and then break each goal into manageable steps to accomplish on the way. Here are five goals you may consider if you want to change your finances. You may want to focus on just one or two now, and then once you accomplish those set new ones. It is also important to reward yourself along the way. 1) One … Continue reading →

Hi, I’m Michelle and I’m an Overspender

I’ve been a working gal all my life. My first job was at twelve years old helping the neighbor lady in her small grocery store down the road. Every Friday I’d proudly get my paycheck and…. spend it. Years later,as a married woman, I more or less did the same thing. I got my paycheck, and hubby and I spent it. We went out to dinner, to the bars, I got massages, had spa days, and bought new clothes at the trendy spot downtown. Then Hubby and I adopted a little girl and I quit working. Suddenly we found ourselves … Continue reading →

Are You Living Within Your Income?

One of the most important questions to ask yourself when thinking about money is “Are you living within your income?” It is a simple question. The answer can predict your feelings about money, and the future that you will have. Generally if you are living within you income, you know where your money is being spent. You may or may not have a strict budget, but once you have spent a certain amount of money each month you stop. You may not have the constant worry of how you will meet your obligations. By choosing to live within your income, … Continue reading →