Search Results for: blog no car do you still need auto insurance

Drive Safely This Memorial Day Weekend

Posted on by

Memorial Day weekend is one that people look forward to. Many people are going to be able to enjoy having an extra day off of work this week. There will be parties this weekend, and many will serve alcohol. Make sure you are driving safely this weekend, so you won’t end up needing to spend time trying to file an insurance claim on days when your insurance office is likely to be closed. According to the National Highway Traffic Safety Administration, Memorial Day weekend is a dangerous time to be on the road. Data from 2009 shows that this particular … Continue reading →

Study Finds That Not All Drivers Have Car Insurance

Posted on by

You are spending money every month on your car insurance premiums. Is the driver in the car next to you, or behind you, doing the same? Even though most states require all drivers to purchase auto insurance, this doesn’t actually mean that everyone has it. A study shows that a number of people who do not have car insurance are continuing to drive, anyway. It is important to have car insurance for many reasons. The most immediate reason that comes to mind for many people is because the state that you live in requires all drivers to be covered by … Continue reading →

Can Accident Forgiveness Help You?

Nobody is perfect. Mistakes are going to be made, and this includes mistakes that are made while you are driving. Could an accident forgiveness insurance policy help prevent your car insurance premium from skyrocketing after you are involved in an accident? Accident forgiveness insurance sounds like a pretty amazing type of insurance policy. To me, it sounds as though one could use this type of insurance to protect yourself against the consequences that arise after you have done something incredibly stupid. Accidentally left your brand new iPhone in the bathroom at the airport? Accidentally sent your credit card number to … Continue reading →

Snapping Sensational Snow Shots

I survived the Blizzard of 2010! I didn’t get a t-shirt; rather, I was gifted with roughly 14 inches of snow and 45 mph winds that created five-foot tall snowdrifts smack in front of our garage. In my opinion, snow in excess of three inches is not pretty to look at unless you are staring at it from inside a warm house… and you have someone else shoveling it from your sidewalk. I laughed when my mom, who called from Hawaii, asked if I had taken pictures of my daughter frolicking in the winter wonderland. HA! Frolic is far from … Continue reading →

Emergency Fund

Many of the things we consider emergencies are not really unforeseen at all. Whatever you own, it’s going to run into trouble or break down eventually. Cars need tune-ups and tires. Appliances need maintenance. Taxes need to be paid. All of these things can be planned for. Planning ahead is not sexy or fun. We can find lots of things in the short term that our money can go to that would bring more pleasure. Unfortunately, then when the timing belt on the car breaks during rush-hour morning traffic on the freeway, you’re left with a $1500 bill you can’t … Continue reading →

The Working Mom’s Arsenal

Every working away from the home mom should have a complete arsenal of supplies and resources to help her get through the day and be prepared for whatever life throw at her. If you are considering going back to work after having your baby or if you are a working mom right now, consider doing your best to have the following things in place. It may make balancing home and work just a bit easier. Respite day care If your baby become ill, which can happen quite frequently in the winter, especially the first three years of life, your day … Continue reading →

Frugal Living Week in Review: April 14th Through April 20th

The week in review is a great way to catch up on all of the great frugal articles that we feature each week, here all in one place. You’ll learn how to conserve your resources, saving, and sometimes even making, money. Be sure to read every blog post to stretch your dollar as far as it can go! April 14th Frugal Living Week in Review: April 7th Through April 13th This past week it has been all about maximizing your savings and keeping as much of your hard earned money working for you. Check out these great articles for the … Continue reading →

Can You Live on One Income? Food Costs

See also: Can You Live on One Income? Child Care; Can You Live on One Income? Insurance and Auto; Can You Live on One Income? Taxes Explained Food is a necessity, whether you are one one income or not. Not matter what else you may give up to stay home, you will still need to eat. Food can account for a very high percentage of your budget. The good news is that staying home can significantly reduce this expense, requiring less income to feed your family. And, it isn’t all about just eating beans (although go ahead if you want … Continue reading →

Can You Live on One Income? Insurance and Auto

Living on one income and having one partner stay home is a dream for many families. And sometimes living on one income can actually put you ahead in terms of savings and expenses. Could you live on one income? In this continuing series, I’ll talk about some of the factors, such as reduced standard expenses that will help you consider this important decision. If you missed the first article, just click here: Can You Live on One Income? Taxes Explained. Insurance: You may reduce your health insurance payments with a second income. How? Well assuming that the stay at home … Continue reading →

Credit Scores and Life

Some people blow off the concept of credit history and credit scores because they don’t plan to use credit. Living without credit is possible. There are growing numbers of people in this society who have chosen this path. Certainly, debt has its demons. Starting a credit line can be a dangerous path. Still, no matter what your personal feelings are… society has begun to rely on credit scores to determine just how responsible you are in everything. This means, even if you never plan to take a loan or open a credit card, your credit history (or lack there of) … Continue reading →