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College Students Need Insurance

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It won’t be long before the new semester begins, and the college students will be back in school. Most families realize that their college bound offspring needs things like textbooks, new bedding, and perhaps their own computer. College students also need to have insurance coverage. College is expensive. Tuition seems to go up every semester. Textbooks cost a small fortune. There are fees to pay for the dorm, the meal plan, and possibly even a parking permit. Students who are living in apartments are going to have to come up with the money to pay rent, and also to buy … Continue reading →

Renters Insurance – True or False?

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How much do you know about renters insurance? Do you really need to have it? Under what circumstances would it be okay to go without this type of insurance? Can other types of insurance take the place of a renters insurance policy? Take this quick “quiz” to see how much you understand about renters insurance. True or False? If your landlord has insurance, then you won’t need to buy renters insurance. False. Your landlord should have homeowners insurance on the building that the apartment, condo, or room that you are renting is located in. This is necessary for your landlord … Continue reading →

The Insurance Policy (Part II)

We live in a time that pretty much demands various and numerous insurance policies. We have health insurance, car insurance, home owners/renters insurance, life insurance, etc. the list goes on and on. While my midwife employs what she calls her “Insurance Policy” it doesn’t involve a premium or a deductible. Rather it embraces and demands healthy living. The cost of this insurance policy isn’t necessarily monetary (and it certainly isn’t as expensive as the various insurance premiums), it does require thought, education, daily effort, and persistent commitment. As I mention in Part I, this insurance policy has three parts: nutrition, … Continue reading →

Get A Car Insurance Quote Through Facebook

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Shopping around for car insurance can be tedious, confusing, and boring. It takes a while to get an insurance agent on the phone. Not every website that gives quotes is going to be intuitively easy to access. 21st Century Insurance just made it all a whole lot easier. They will give you a quote on Facebook! 21st Century Insurance is part of the Farmers Insurance Group of Companies. They are the third largest provider of individual auto insurance policies in the United States. The have around 20 million customers nationwide. They can provide their customers “the same great coverage, for … Continue reading →

What Kinds of Insurance Do New Graduates Need?

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Young adults who have just graduated from college are transitioning from being a student, to joining the rest of the adults in “the real world”. One of the first things new graduates need to do is make sure that they are properly covered by certain kinds of insurance. Yes, insurance premiums can be pricey, but life can get a lot more expensive for those who have no protection from insurance. Where are you going to be living? If you are renting an apartment, then you are going to need renters insurance. This type of insurance policy is designed to replace … Continue reading →

When Homeowners Insurance is Not Enough

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A standard homeowners insurance policy can help you repair damage to your home, and to replace items that were stolen from it. However, this type of policy doesn’t provide you with financial protection for damages caused by the wrath of mother nature. Instead, there are a variety of other insurance policies that can help. Just make sure you buy the right kind of insurance before a disaster strikes. What happens if an earthquake strikes, and damages your home? A typical homeowners policy, like the kind you probably purchased when you got your mortgage, will not cover damages due to an … Continue reading →

Things To Know About Boating Insurance

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Warm weather may make you think of Spring and Summer vacations. For some people, this could include days spent out on the water, enjoying your vacation from your boat. Perhaps this is an activity that your family traditionally enjoys every summer. Before you plan your relaxing vacation time, you should know a few things about boat insurance. Allen Insurance and Financial has some advice about boat insurance. If your boat is not considered to be large, then you can find many different insurance companies that will offer limited coverage for property damage for small boats. This includes canoes, small sail … Continue reading →

Renters Insurance Can Be Helpful

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Unless you have a mortgage on the place where you are currently living, then you are very likely renting it. Since the mortgage crisis, it has become more common for people to choose to rent instead of purchasing a home. Other people are renting because they are only intend on staying somewhere temporarily. Either way, it can be very advantageous to get renters insurance. Some people have the mistaken belief that since they do not actually own the place where they live, that there is no need for them to get insurance. After all, the landlord owns the home, so … Continue reading →

Danica Patrick Does Commercial For Nationwide Insurance

Nationwide Insurance will soon air a brand new commercial with Danica Patrick and Dale Earnhardt Jr., both of whom are NASCAR drivers. The commercial will debut on ESPN during the Daytona Nationwide race this year. Nationwide Insurance and NASCAR have an interesting history together. Danica Patrick drives the number 7 GoDaddy.com Chevrolet Impala for JR Motorsports. GoDaddy.com is a company that sells domain names and offers web hosting. There was a GoDaddy commercial featuring Danika Patrick that got a lot of attention when it aired during the Super Bowl that was played between the Pittsburgh Steelers and the Arizona Cardinals … Continue reading →

Your Life Insurance Policy – It’s Not About You!

In most cases, when you get an insurance policy, it’s to protect yourself from risk. Health insurance protects you from financial disaster due to medical bills. Auto insurance protects you from having to pay out of pocket for repairs to the vehicle you dinged. Life insurance, however, protects your family from financial hardship in case you pass away. This is the one insurance policy that isn’t about you, but is about your spouse and family. There is a long, involved, process that one must go through in order to get life insurance. The details of a life insurance policy are … Continue reading →