Are You Uncomfortable Being Frugal?

Whenever a lot of money is being spent, I tend to be uncomfortable, even if I am not the one doing the spending. Just hearing about lavish consumption kind of creeps me out. I keep wondering about the mortgage on the friend of a friend’s McMansion or how I could apply the cost of someone’s lavish vacation to building up our retirement fund. I don’t know how to react when friends give their toddlers spa days or I am invited to jewelry parties, or when the suggested contribution to the teacher’s or pastor’s gift is three figures (nothing against our … Continue reading

Frugal Food: Make Your Own Chewy Granola Bars

My kids are crazy for those chewy granola bars. They love to take them with their school lunches or to the park when they might need a snack. They are very convenient to have. Unfortunately, the price of chewy granola bars has been rising, all while the amount you get in a package has been shrinking. Combine that cost with the unsavory ingredients in some of them (“natural” versions are even more expensive), it only makes sense to create my own homemade version. I experimented with a number of recipes but wound up settling on one that uses honey as … Continue reading

Free and Frugal Kid’s Events in April

Need something to entertain the kids with this month? There are plenty of free and frugal kid’s events in April. Some of them require you to register in advance. Most of these events are free for your children to attend. Others will cost a small amount of money. Many of the craft events this month relate to Earth Day. Which ones are your kids interested in doing? Lowe’s Build and Grow April 13, 2013: The Croods: Planter Your child can build a wooden planter box that is decorated with characters and creatures from the movie “The Croods”. Registration is required, … Continue reading

8 Frugal Ideas for the Easter Basket

Pack those Easter baskets for less this year. Here is a list of frugal ideas you can use. Homemade Treats How about some easy-to-make homemade peanut butter cups or bunny-shaped homemade chewy granola bars. These recipes and more can easily be found on Pinterest. Homemade treats are not only less expensive, but they are also free from all of the chemicals that store-bought treats have. Coloring Books Coloring books are so inexpensive, and there are many Easter themed ones out there. The provide a nice foundation for any Easter basket and can be had for a dollar or less. Stuffed … Continue reading

Snowing in Spring…Adjusting Our Frugal Plans

It is a few days past the official start of spring, and I am looking at a wintry wonderland just outside my window. The salt trucks and plows have been by, but they have to be diligent. Already the driveway and roads are covered with white. Despite about three inches of snow on the ground already and more to come, schools are not closed today. There is no excessive wind, and we are used to snow. The weather has been wrecking some havoc with our spring frugal plans. We can’t get started on our garden, and may lose out on … Continue reading

How to Make a Weekly Frugal Food Plan

Food is quickly becoming one of the biggest expenses in the average family’s budget. Attack your food budget with a weekly money-saving plan. Each day pick a task that will help you save money on your food bill. Developing a weekly frugal food plan can reduce the cost of feeding your family. Below, you can see an example of my own weekly frugal food plan. You can use it as a guideline and customize it to make it your own, so it makes sense for you and your family. Sunday Go grocery shopping with a list and coupons. Distribute bulk … Continue reading

A Child’s Self Esteem and the Frugal Life

My daughter came home the other day from a doll playdate. The girls all brought their 18-inch dolls, you know the American Girl Doll kind. My daughter does have a real American Girl Doll, given to her on her birthday after more than four years on her wish list and some creative saving. She is fond of that doll, and has never once complained about the fact that it is her only one (it is not unusual for her peers to have three or four of these dolls as well as all of the accessories). She did complain though that … Continue reading

4 Frugal and Free Easter Goodies for the Kids

Celebrate Easter and thrill your little ones all while still staying frugal. Like so many frugal practices, it not about doing without but in how you go about getting what you need. Even the Easter Bunny is tightening its belt these days, it seems. Here is some advice that will keep the Easter bunny on track no matter how many little ones he has to deliver to. Baskets If you don’t already have the baskets you need around your home, just get creative. An inexpensive sand bucket usually costs less than an Easter Basket and is a bonus toy that … Continue reading

5 Frugal Practices That May Be Costing You Money

Sometimes even the best intentions to save money fail. Are you losing money while trying to be frugal? Here are five frugal practices that may be costing you money. • Stockpiling Do you still have cans of vegetables from 2001? Have the breadcrumbs gone stale? Stockpiling is a great way to save money and to be prepared for rising prices, but when you have half a pantry full of expired food then stockpiling is costing you money. To solve this problem, don’t give up on the stockpiling, just get a little more organized. Rotate your pantry items and keep track … Continue reading

The Frugal Cruiser

Nothing is better than setting sail on a relaxing cruise that doesn’t leave your wallet high and dry. These days you don’t have to drain your bank account to afford a dream cruise.  Instead, you can save a bundle by following a few simple money-saving tips.  For example: Size:  When it comes to financing a cruise, size matters.  Massive cruise ships that house thousands of passengers and crew members often offer a boatload of amenities that may cost you a pretty penny.  By opting for a smaller vessel with fewer available goods and services you can reduce the price of … Continue reading