Adopting When Renting

As I’ve stated many times before, I’ve been an animal lover for as long as I can remember. I began the process for adopting a dog and then a cat as soon as I knew I would be able to take good care of them. I knew that my husband and I wouldn’t have the easiest time adopting a dog because we were renting an apartment. I thought it might help that our apartment was part of an actual house; our landlords were fine with most breeds of dogs and had their own cat. Many rescues in our area, however, … Continue reading

Home Bartering

If you have a home, then you have a valuable asset, even if it is worth less now than what you might have originally paid for it. Now is a great time to use that home of yours to barter for things that you may want or need. You can barter your home in exchange for home improvement services. If you have some extra space, you might be able to barter a room in exchange for professional improvements to your home. Craigslist is full of professional carpenters, electricians, landscapers and contractors who would be willing to offer their services in … Continue reading

To Buy a Home or Not

Is it financially better to own a home or rent? This is an interesting question. Let’s put it to the test. To truly compare, let’s look at the benefits and costs of each one. Then you will have to balance these out with your own individual goals and priorities. Home Ownership: Benefits: • Income tax breaks on mortgage payments. • The money you spend each month goes towards your investment dollars, not someone else’s. • A house can be a good asset for your total net worth. • A home can often be leverage for other borrowing. • Owning a … Continue reading

A $2,500 Hand Bag for Only $60

What if you could sport a luxury handbag that costs upwards of $2,500 for just a mere $60. Would you do it? Chloe Paddington, Coach, Fendi, Louis Vuitton, Prada, just take your pick. You could have a hot new designer purse every week, if you like. Two niche companies are making it possible for the average, middle-class woman to show off her millions, even if she doesn’t have them. Bag Borrow or Steal, offers the opportunity to rent out the latest handbag wants to frugal fashionistas. Membership in this rental service is $9.95 a month, although recently they have added … Continue reading

Are You Ready to Buy a Home?

You may be at a point when you feel that you should buy a house instead of renting. Everyone is telling you that renting is simply throwing your money away, and that you aren’t building any equity. You are not sure if you are ready to make the leap into home ownership. Here are a few financial aspects to consider before deciding. 1) Often people will buy a home before they are truly ready and finance it at one hundred percent through a variety of methods. If you find that you need to do this, you should carefully consider if … Continue reading

Risks of Diet Pills

Over the years, we have seen many negative stories surrounding diet pills. Even those advertised as being “all natural” have proven unhealthy and even dangerous for some individuals. While it is true that diet pills can often help a person lose weight, it is essential that you understand exactly what is being put into the body. The one thing many people miss is that diet pills and even supplements can have a bad interaction with other diet pills and supplements, as well as prescribed medication. Therefore, prior to taking anything, you definitely want to talk to your doctor so he … Continue reading

Differences Between Buying vs Renting

When you weigh the pros and cons of renting versus owning a home, you will find advantages for buying winning. The first thing is that you need to determine how much of a house you can afford, which would mean taking a good look at your income, savings, and monthly expenses. Then of course, you would need a down payment but with so many excellent programs on the market, you can be sure there is something for you. For savings, often you will discover that the amount of your monthly rent is the same or even less than what you … Continue reading