Three Ways to Avoid Holiday Debt

It is easy to start racking up the debt during the holiday season. There are many demands on our money, such as holiday gifts, special events, travel costs, food, decorations, and other entertaining costs. We often get carried away when we spot the perfect gift or want to make it the best season ever. As you are planning, cooking and shopping, you might want to use the following strategies to avoid holiday debt. Start with a Holiday Budget In order to control holiday spending instead of letting holiday spending control you, you will need to set a budget. Start with … Continue reading

Moms Sacrifice for Kids During the Holidays

In other news… the sky is blue and snow is white. For days I have resisted responding to the now infamous New York Times article, “To Buy Children’s Gifts, Mothers Do Without.” But the brouhaha that has followed its printing has become so phenomenal I figured I might as well add my two-cents worth. As you can imagine the article with the extremely trite title received a backlash of vicious replies from mothers around the world. “To Buy Children’s Gifts, Mothers Do Without.” DUH!! When don’t mothers do without? Before I continue on my soapbox I should note that the … Continue reading

Holiday Spending

Christmas is fast approaching and the holiday season is a time when many people overextend themselves. They may purchase things on credit cards or just spend too much money in general. It is important to plan now so that you do not end up overspending this holiday season. Here are five tips to help you stay in budget over the holidays. 1) Begin with a list and stick to it. You may want to add two or three miscellaneous presents for those unexpected occasions or gifts. You should set a limit on how much you can spend on each person. … Continue reading