Homeowner’s Insurance Dilemma

If you’ve ever filed an insurance claim, you may have discovered that the process can tempt the patience of a saint sometimes. It can be that much more frustrating for us mere mortals. Someone I know recently had a tree fall onto his house. It was during very cold, wet weather (although I can’t imagine a good time for such a thing to occur). Of course, he called the insurance company right away, but unfortunately, the company wasn’t in nearly the hurry he was to fix his home. The adjuster also tried to cut as many corners as possible. The … Continue reading

What is an Insurance Adjuster?

Adjusters are the insurance experts who negotiate and settle insurance claims. Adjusters make the authorize payments to appraisers and assess to value of the loss. Adjusters may work with insurance investigators to address any issues a claim may have when there’s a question of liability or possible insurance fraud. Adjusters work with Insurance Agents, and companies in order to determine the extent of loss when a customer has a claim. Agents and companies report the policyholder’s claim to the company claims department, where an adjuster is assigned. Adjusters then work directly with the insured policyholder. They inform the insured which … Continue reading