Auto Insurance Medical covers costs for immediate treatment of injuries caused by a car accident. You, your family members and other passengers in your vehicle are covered, no matter who is at fault. Depending on the policy terms, medical payments coverage may also cover lost wages and other services for a person injured in the car accident. Personal Injury Protection, (PIP)is similar to medical payments coverage, but usually provides broader coverage. Many PIP policies provide compensation for lost wages, funeral expenses, and pain and suffering. Most states that require personals injury protection are “no fault” auto insurance states, however Maryland, … Continue reading →