Tag Archives: auto insurance

What is Package Insurance?

Every insurance company offers a verity of products to customers. In the area of property and casualty insurance these products typically include: Primary and secondary or vacation homes. Rental property or investment homes. Autos, and motorcycles. Motor homes. Boats and Yachts Small Business Personal liability and Umbrella Liability coverage. When consumers have multiple properties, autos, recreation vehicles, boats and a need for extended liability coverage many insurance carriers will offer policies that group these different exposures together. A package policy may include several varieties of insurance grouped together and underwritten together. Many companies will offer better and more complete coverage … Continue reading →

Volcanic Eruption

As I write this Blog I am listening to the News and looking outside my window. I tried to take some pictures but, my equipment is not of high enough quality to capture the splendid view of Mt. St. Helens. My husband left an hour ago to pick Jeremiah up from preschool and then take the children Christmas shopping. Before he left, we paused and noticed Mt St Helen’s must be letting off steam. It happens fairly often and so do the small earthquakes we here about nearly every week. According to Google Earth our home sits exactly 43.56 miles … Continue reading →

Five Tips For Driving on Icy, Slippery or Snow Covered Roads.

. When I was a young driver I had this idea that accidents in the snow were no one’s fault. I really have no clue where this notion came from, considering I took my behind the wheel driver’s test in ten-feet of snow. I just thought that an accident on slippery snow covered roads, would be expected so therefore no one would be at fault. I guess, this might be how a teenager thinks, at least until they learn the hard way. Just to make it real clear, when a driver has an accident in the snow–it isn’t God’s fault–and … Continue reading →

Insurance Discount Check Up

Did you recently turn 25, just get married, or move closer to work? Does your teenager have excellent grades? Have you gone five years without getting any tickets or filing any claims? All of the above as well as many other particulars may entitle you to discounts on your auto insurance premiums. Check with your insurance agent regularly to make sure you are receiving every applicable discount. You may end up saving a great deal of money by finding discounts that you didn’t even know were available to you. If you are unsure which discounts you are receiving (if any), … Continue reading →

No Car? Do You Still Need Auto Insurance?

In some parts of the country owning a car is not as important and many people use mass transit and rent cars for a weekend get-a-way or vacation. Urban Americans are choosing to use public transportation for day-to-day commutes. Young adults away at college find it is actually easier to live on campus without a car. When it’s time to get away from the city, or make a visit back home most people find a car is the easiest way to get where they want to go. If you drive at all, it’s a good idea to have an automobile … Continue reading →

The Contents of An Auto Insurance Policy.

Your automobile insurance policy is a binding legal contract. It’s very important to take the time to review your insurance policies and understand what your insurance means. Your personal auto policy will have five distinct parts. In most personal auto policy documents, some of these parts will be combined. This is what each section means to you, the insured: Declarations This section should be the first part of an auto insurance policy. This portion of the policy will be your personal information and details about the car insured on the policy. The declarations lists all relevant information about your personal … Continue reading →