Dump the Storage Unit and Get Out of Debt

According to the New York Times, the number of self-storage units in the United States is on the rise. Unfortunately, most people really don’t need self-storage units. They are usually a waste of money and can contribute to debt. Dumping the storage unit can offer you instant savings. There are very few smart reasons to have a storage unit, and the majority of these require only temporary storage. For example, if a family is moving to a new home and is temporarily renting a furnished apartment while they wait to close on the new house. Renting a self-storage unit year … Continue reading

Easy Ways for Single Parents to Make Extra Money

One of my biggest challenges being a single mom is dealing with finances, especially around birthdays and holidays. However, I have discovered some easy ways to make a little extra money when times are tight (well, tighter than normal, anyways). eBay and Craigslist Ebay and Craiglist are excellent places to sell your old, unwanted things online. I usually put smaller items on eBay and larger items on Craigslist. I can typically earn an extra $50-$100 selling mostly old clothes and toys on eBay. Craigslist has always been hit-or-miss for me. I once listed a treadmill for $75, and it was … Continue reading

Extra Money from the Government

Between our tax returns and the additional stimulation package, many of us will be receiving some extra money from our government this month. What should you do with this financial windfall? In terms of the economy, the government hopes you will spend this money. Still, even if you invest it in stocks that should also help the economy. How should you decide what to do? Whenever you receive a bonus amount of money, that is both unexpected and not part of your budget, it can be a time to make financial amends. Some good examples of ways to use this … Continue reading

Jobs in America

I hope y’all will indulge me today. I have been thinking a lot lately about America and the way our economy is set up (capitalism, of course) and I wanted to share those thoughts with my readers. In case you missed it, my husband is losing his job at the end of month, and apparently I just love to worry about whether or not he’s going to find a new one. 😉 So last night, as I watched the fireworks exploding overhead in amazing brilliance, my mind started to wander, and I started to think about how in America, you … Continue reading

Back to Basics: Working On A Frugal Attitude (2)

I asked the question yesterday, “Could you use an extra $500.00 per month?”. In my opinion, there is nobody I know personally, who would actually say no to this. After sitting down and looking at your expenditures, or the amount of money going out in a period of months, it is time to focus on ways to cut down your everyday expenses. There are things such as groceries, that we just cannot live without. I choose to begin with groceries, simply because this is probably where I save the most money each month. Of course you can use coupons, and … Continue reading

Need a Little Extra Cash?

Looking for a few extra dollars here and there? Want some new ways to generate a little more cash on your own schedule? Read on for a few ideas… * Give lessons or tutor Do you have a talent worth sharing? Whether you play an instrument, are an artist, are great at math, or are a computer programmer, chances are that someone out there would be willing to pay to learn from you. Advertise at music stores, local schools, in the newspaper, and by word of mouth to gather clients. * Freelance writing Nowadays, with Internet articles, blogs, newspapers, and … Continue reading