Three Ways to Avoid Holiday Debt

It is easy to start racking up the debt during the holiday season. There are many demands on our money, such as holiday gifts, special events, travel costs, food, decorations, and other entertaining costs. We often get carried away when we spot the perfect gift or want to make it the best season ever. As you are planning, cooking and shopping, you might want to use the following strategies to avoid holiday debt. Start with a Holiday Budget In order to control holiday spending instead of letting holiday spending control you, you will need to set a budget. Start with … Continue reading

Why Smart Shopping Strategies Can Ruin Your Holiday Budget

It is usually the early bird that gets the worm, but when it comes to holiday shopping, the early bird may also get the bigger bills. People who shop the sales may also spend more than those who plan on buying items at full price. It sounds crazy, doesn’t it? But according to the American Research Group studying holiday spending, the average family who shopped early spent 14 percent more on gifts on average, and those who shopped the sales spent a whopping 53 percent more on average. what about online Yikes. Want another strange statistic? Those of us who … Continue reading

Frugal Living Week in Review: November 3rd Through November 9th

I am so glad that we finally got through the elections this week. Now we can move forward and pull together behind our new leaders. One way that we are moving forward at home is to really take a look at some of the ways that we can make the biggest impact with frugal living practices. There is a treasure trove of frugal living articles in the archive, literally thousands, so take a few moments to curl up and browse through them for ideas. You can also get started by looking at the articles that were just posted this past … Continue reading