Creating a household or personal budget does not have to be difficult. In fact, it can be quite easy. The secret is to avoid the common mistake of making the process complicated. The best budgets are the ones that are easy to understand, easy to follow, and easy to maintain. It is your money. Put yourself in control and have a little fun with your assets. Where to Start Taking that first step is always the hardest when it comes to budgeting. Let’s make it a little easier First open up a spreadsheet program (or take out a piece of … Continue reading →