Five Signs that You Are Living Beyond Your Means

You could be living beyond your means and not realize it. Why is this a problem? Well, when we live beyond our means, we can quickly run up debt. This debt can snowball until it becomes hard to manage, a real crisis. That is why it is so important to recognize the early warning signs and make the changes that are necessary to get your finances back on track. Sometimes it seems as though you are supporting your lifestyle and don’t have a problem paying for anything. After all, your credit cards aren’t being turned down at the store, and … Continue reading

Do You Forget to Pay Your Bills?

Do you have trouble remembering to pay your bills on time? It may be that you have the money, but you just don’t have a system set up to handle the bills. It could be that you are struggling to make ends meet, and the late fees are really beginning to hurt you. Here are five simple suggestions that can help you to meet your monthly obligations. 1) Set up a system of where you place your bills each month. Then schedule a time each week or each month where you sit down and pay the bills. If this hasn’t … Continue reading

Are You Behind on Your Bills?

What do you do when you fall behind on payments? You may have been out of work for a short time, and you got behind on all of your bills. You have enough to move forward, but are having a difficult time catching up. If you consistently do not have enough money to meet your obligations then you will need to find ways to increase your income. You will need to take several steps to fix your situation. First you will need to prioritize your bills. It is important that you keep a roof over your head, food on the … Continue reading

Time to Pay the Bills

When the bills begin to pile up many families are forced to decide which ones take precedence over the others. Sometimes, we just can’t pay everything on time. You don’t want the power or the water to get shut off, but you don’t want to pay those exorbitant late fees that accrue on other bills either. If at all possible, try to pay those which add high late fees first. Call utility companies and see if you can get an extension or make other payment arrangements so you can pay another bill now and pay the utility company later. Many … Continue reading