Home-Owner’s Insurance: The Real Deal

How can you know what kind of insurance is best for you and your pocketbook? Where can you find the necessary information? There are no quick answers, only suggestions. Here are some below. The first thing to do is to shop around. Ask people you know, as a personal reference is always best. (You can also stand on a street corner and ask people you don’t know, but this course of action is not recommended.) Contact your state insurance department and check out consumer guides and online insurance quote services. This will help you establish a price range for home … Continue reading

Biggest Scrapbooking Mistakes – Embellishment Overload

There is nothing worse than finishing a scrapbook page, feeling slightly happy about being able to fit that last charm on the page, and taking a total look at the page and seeing – embellishment overload. With all the great new embellishments available in the scrapbooking world, and all the items we use that weren’t originally created for scrapbookers, it’s so hard not to get carried away. However, scrapbookers need to remember, that embellishments are not the focal point on the page. The photographs are and should be. Obviously scrapbooking is different for everyone, and for some it is nothing … Continue reading