Are You Getting In Your Own Way When It Comes to Finances?

Are you getting in your own way when it comes to getting out of debt? Your habits or little daily indulgences may be getting in the way of controlling your finances. While you may be frustrated because you have to give up your little or big luxuries, it is important to think about much they are really costing you. If you are constantly worried about your money, then your stress level affects how much you really enjoy your life. You may be costing yourself your peace of mind. You may have to work more, and lose the time that you … Continue reading

Have You Hit Rock Bottom?

There may come a point when you hit bottom when you it comes to your finances. Once you do this you really have two choices in front of you. The first one is that you can complain and scramble around hoping for a way out, but you are really failing to learn the lesson. The second is to get up and begin working harder than you ever have before to turn the situation around. Generally you can turn the situation around. If you do this it is important to commit to yourself that you will never allow yourself to be … Continue reading

Do You Keep a Running Total of Your Account?

Do you keep a running total of your expenditures for the month? Do you keep a running total in your checking account, or do you guessitmate what you should have after your additional bills come out? It can be time consuming to make sure that you keep a running total of the amount of money you have available to you, but it is worth the effort. Here are five reasons why: 1) It will save you money if you do not overdraw your account. You will not need to pay insufficient fund fees to your bank, or the places you … Continue reading