Whether you are just getting started on your first budget or taking the time to renew your money management systems, the following list should help you. Often the hardest part of a budget is simply separating your spending into different categories. So grab your checkbook, bank statements and credit card bills, and get started on a budget today. Typical budget categories include: Cash: Have an budget account for miscellaneous cash you take out for little expenditures. This is simpler than trying to keep track of each piece of gum or soda you buy. Childcare or babysitting: If you have kids, … Continue reading →