How Much Should Your Health Insurance Cost?

One of the main reasons why people do not have health insurance is because they cannot afford to pay for it. We all know how important it is to have good health. Unfortunately, the price of health care can take priority over treatment. How much should your health insurance cost? This depends on a number of factors. How much should your health insurance cost? Most people just want a straight answer to this question, giving them an exact dollar amount. The only way you are going to get information that specific is if you talk to an insurance agent. They … Continue reading

Dealing with Unexpected Expenses

Dealing with unexpected expenses isn’t often an easy thing to do, but with rising prices on everything these day, unexpected expenses can really put you in a crisis mode. How can you come up with more money when you are already stretched tightly? Here are some ideas. When an unexpected cost comes up, see if it is possible to delay the expense of it until you can save for it or be caught up. Sometimes certain expenses aren’t the crisis that we think they are, only very inconvenient. Let’s say that garage door opener dies. A new one might cost … Continue reading

Inflation

Prices are rising and not just at the gas station. With our economy in a bit of an uproar and many uncertainties… prices are going up in many sectors. This general price increase is known as inflation. While most people understand that inflation means the prices of things we buy is increasing, there is actually a lot more to this concept. As an economic factor, inflation is caused by an increase in the amount of money and/or credit in relation to the amount of goods and services. It is a balancing act that occurs naturally in any economy. As the … Continue reading

Frugal Living Review: June 23rd Through June 29th

From birthday parties and summer activities to doing the laundry, there are plenty of ways to save money in your life. The best way to be frugal? Read the Frugal Living Blog of course and put some or all of the advice into practice! June 23rd Frugal Goodie Bags Birthday parties for kids can be fun, although the cost of these parties can quickly add up. One of the costs that can quickly get out of hand are the goodie bags. Although some parents do get very elaborate with goodie bags (one family gave out $50 toy store gift cards … Continue reading

Is Shopping at Wal-Mart Frugal?

Wal-Mart has the image of being a store where there are “always low prices,” but is it really frugal to shop there? In general, I have to say no. Here are my reasons and how you can get around a Wal-Mart policy that could cost you an extra 25 percent. Low Prices When They Want Sure, Wal-Mart does advertise some low prices on hot items. But you need to shop smart. There are two things that can go wrong. The first is the fact Wal-mart may be misleading when it comes to these hot prices. They may only be available … Continue reading

One Food Group that Isn’t Rising…Yet

When I write about food lately, I keep feeling as though I am always bearing bad news or being a person of “doom and gloom.” But unfortunately, rising food prices are a reality. Food prices are rising at an alarming rate, and analysts say that they are very unlikely to go down. Just to give you a hint of food prices here, just yesterday, I visited Acme Markets online to do some price comparison. Butter is selling at its regular price for $4.99 a pound! Can you believe it? I am used to paying $2 a pound. Jonesx6 tells me … Continue reading

Analysts Predict Ten Years of High Food Prices

According to an Associated Press (AP) report, food prices are soaring worldwide and we probably won’t see any relief for the next ten years. Countries from Equador to Italy, Japan to Mexico are seeing food prices jump up astronomically. Many families are finding that the cannot feed their families. The poorest countries are the worst effective, but even is more prosperous countries, such as egypt and Italy, violence and protests over food prices are emerging. AP reports: “’It’s not likely that prices will go back to as low as we’re used to,” said Abdolreza Abbassian, economist and secretary of the … Continue reading

A Guide to Salvage Grocery Shopping

Have you heard of salvage grocery shopping? You can save 25 to 60 percent off of your groceries if you practice this method of frugality. But, you need to be careful, too. I’ll share all of the information about what salvage grocery shopping it, how to do it and what tips you’ll need to successful. Salvage grocery shopping is on the rise, as food prices are going through the roof. More people are shopping at salvage grocery stores. I for one, have noticed a decrease in the offerings lately, whether that is because more people are practicing salvage grocery shopping … Continue reading

What are you doing on this Black Friday?

Did you wake up before dawn reciting your attack strategy in your head as you dressed for the biggest shopping day of the year? Were you one of the brave ones who fearlessly faced the crowds vying for great gifts at unbelievable prices? If so, I hope it was all you expected. I’m taking the day off not only from Black Friday but also from housework. I have no houseguests this year, so cleaning will be minimal and there are plenty of leftovers so while some warming up may occur, there will be no cooking. I am going to eat … Continue reading

Milk Prices Still Creeping Up

It looks like we are still paying more for milk each month that goes by. September saw milk prices creep up a few more cents. While milk is still not averaging the $5 a gallon that some analysts predicted for September, prices are still reaching $4 a gallon and beyond in most states. Some of the reasons for the continuous rise in milk prices include rising fuel prices, a drought, a spike in the cost of feed and in dairy operations. Production slowing in the United States thanks to an International boom in milk product are also said to contribute … Continue reading