Reality Budgets

A common budgeting mistake is not basing your budget on reality. We all want to be able to set aside $200 a month to save for a down payment on a home or our children’s college education. But, if you have to cut your food budget in half to afford to do so… you may find you come up short each month. The key in budgeting is avoiding this common mistake. In order for a budget to actually work, it needs to be first based in reality. During your budget planning, realize that certain things just aren’t in your budget, … Continue reading

Reality Scrapbooking

Reality is taking risks, having adventures and in short, stepping outside the box. Stepping outside the box in journaling means focusing on capturing every aspect of an event or time. The good, the bad, and the ugly. Reality TV shows have become so popular that on any given night you are sure to find at least one or two. They seem to have it all wrapped up in each show. The good, the bad and the ugly. I am really not sure why they have become so popular, but for me the interest lies in the fact that I can … Continue reading