Tag Archives: replacement cost policy

Time to Review Your Homeowners Insurance Policy

Did you get something big and expensive this Christmas? That new item is probably not specifically covered by your Homeowners insurance policy. Start off the new year by visiting with your insurance agent, and making sure that all the goodies that Santa brought you are covered. A good time to sit down with your insurance agent to review your homeowners policy is right now. Christmas is over, and you will want to make sure that the new, expensive, items that Santa brought you and your family will be covered by your policy. This is especially true if you got new … Continue reading →

Military Housing: Do I need Renter’s Insurance?

Whether you live in military housing owned by the government or another type of temporary rental, you should at least consider renter’s insurance. Even though the government does provide some coverage over most of its housing that coverage is usually limited, even for officers. For other types of temporary housing, the property owner’s coverage most likely only covers personal liability and repair, mortgage payoff, or repair or replacement of the building in case of emergency or disaster. In either case, most or all of your personal belongings may not be fully covered if you do not have renter’s insurance. It … Continue reading →