Tag Archives: snoring

How Much Should Your Health Insurance Cost?

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One of the main reasons why people do not have health insurance is because they cannot afford to pay for it. We all know how important it is to have good health. Unfortunately, the price of health care can take priority over treatment. How much should your health insurance cost? This depends on a number of factors. How much should your health insurance cost? Most people just want a straight answer to this question, giving them an exact dollar amount. The only way you are going to get information that specific is if you talk to an insurance agent. They … Continue reading →

Researching Insurance Options – Part 3

My husband and I recently started doing a little research about what our available options were in regards to insurance. When we visited our insurance agent, we learned that we needed to make some changes to our existing car insurance policy, which was ready to be renewed. This was taken care of right away. The next thing we needed to think about was homeowners insurance. We already had a homeowners insurance policy with the insurance company we were speaking with. This is because we own a home, and were required to purchase some form of homeowners insurance when we first … Continue reading →

Researching Insurance Options – Part 2

My head is filled with numbers! My husband and I have been researching what our available options are for several different kinds of insurance. First, we made an appointment with our insurance agent. Yesterday, we went to that appointment, and talked things over. Our insurance company is nationwide, and well known. We already had car insurance, and homeowners insurance from them. The insurance agent was extremely nice, and very helpful. She talked us through some possibilities for health insurance, and life insurance, and reviewed our car insurance and homeowners insurance policies for us. Small piles of stapled papers filled the … Continue reading →

What is Renters Insurance?

If you are renting a house or an apartment, you might consider getting renters insurance. This type of insurance is something that many people overlook, because, unlike homeowners insurance, there is no mortgage company requiring you to purchase it when you start renting. It is a form of protection for yourself, and your property. Your landlord should have insurance on the apartment building, or house, that you are renting. Their policy will cover the cost to repair damage to the actual structure, as well as to the parking lot, sidewalks, and other common use areas of the building. It does … Continue reading →

What is Homeowners Insurance?

Homeowners insurance, which might also be called home insurance, is something that most mortgage companies will require you to have when you purchase a home. This kind of insurance gives some protection to your home, as well as your possessions. It also may cover some of the costs in case of personal liability. Not all homeowners insurance policies will cover exactly the same things. In general, there are two basic parts that all homeowners insurance should have. One part involves property protection, and the other part involves liability protections. You need to make sure that you purchase enough homeowners insurance … Continue reading →

Researching Additional Insurance

I am among the growing number of Americans who has absolutely no form of health insurance. Last year at around this time, I lost my job as a teacher’s aide. My job offered great health insurance! My husband and I were covered for medical, dental, and vision care. Like many other teachers in California, there was no indication that I was about to lose my job. Suddenly, in the course a single day, I went from being someone with a full time job with benefits, to someone who had no job, and no health insurance. Naturally, this was extremely stressful. … Continue reading →

What is Student Health Insurance?

In the days before a new school year is about to begin, you may want to take the time to find out about student health insurance plans. Most, if not all, colleges will offer this plan to new, and also to returning, college students. Some schools will require that students have this form of insurance, especially if the student is not covered by any other kind of health insurance. Student health insurance plans come in many forms. A school sponsored health plan is one that is purchased from the university or college that a student will be attending. In general, … Continue reading →

The Children’s Health Insurance Program

The Children’s Health Insurance Program is both a Federal and a State program. It is also called CHIP. It was first created in 1997. This program is designed to provide low-cost health insurance coverage for children, who come from families that make too much money to qualify for Medicaid, but who do not make enough money to be able to afford to buy health insurance from private companies. This program was expanded in 2009 when President Obama signed the Children’s Health Insurance Program Reauthorization Act (CHIPRA). More funding was added at that time, in order to be able to help … Continue reading →

Healthcare Reform: What Does It Mean For You?

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With all the controversy surrounding Obama’s new healthcare bill, you might be wondering how the new laws will affect pregnant women and their care. Several parts of this bill will benefit both mothers and midwives. Currently, maternity coverage is included in most group insurance plans. That is a good thing, but that means that decent maternity coverage is tied to employment. For those who are self-employed or unemployed, or those working for smaller companies that do not provide group insurance policies, acquiring good maternity coverage is a lot more complicated. Most private insurance plans do not include maternity. It must … Continue reading →

Snoring and Marriage

While there are plenty of jokes about snoring in marriage, the truth is that snoring can have a negative impact on your marriage. From forcing spouses to sleep apart to serious health concerns of which snoring is a symptom. It is important to get your spouse’s or your snoring under control as soon as possible. The first thing you should so if you or your spouse snores is to see a doctor. While most snoring is harmless, snoring could be a sign of a life threatening condition, such as sleep apnea. It is important to rule our any health concerns, … Continue reading →