Four Ways to Downsize the Gimmies

Don’t let the “Gimmies” take over your home. Use the following advise to downsize the constant requests for stuff from your kids. Limit Media Exposure The number of commercial ads that our kids are exposed to on a daily basis is staggering. All of those ads have just one purpose, to sell us stuff, our kids included. The more ads our children are exposed to, the more things they will believe that they have to have. These ads are very clever at manipulating our children into never being satisfied and always wanting more. Limiting the media exposure our children receive … Continue reading

Five Signs that You Are Living Beyond Your Means

You could be living beyond your means and not realize it. Why is this a problem? Well, when we live beyond our means, we can quickly run up debt. This debt can snowball until it becomes hard to manage, a real crisis. That is why it is so important to recognize the early warning signs and make the changes that are necessary to get your finances back on track. Sometimes it seems as though you are supporting your lifestyle and don’t have a problem paying for anything. After all, your credit cards aren’t being turned down at the store, and … Continue reading